2655 Lear Rd, photo 1
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Overview

2 bd2 ba1,153 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1979
Lot10,349 sqft
Living area1,153 sqft
Price / sqft$347
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Window TreatmentsLightingPrivate MailboxPrivate YardRain GuttersDryerElectric Water HeaterMicrowave

2655 Lear Rd is a 1979-built home in Gulf Wind, Englewood. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,153 square feet of living space. Listed at $399,999 (about $347/sqft), 13 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

GULF ACCESS, NO HOA AND THE BIG UPDATES ARE DONE! Bring your beach gear to this fully furnished 2 bed, 2 bath canal-front home on Oyster Creek in Englewood's Gulf Wind community. Enjoy 90 feet of saltwater canal frontage with a riprap shoreline, access to the bay, the Intracoastal Waterway and the Gulf of Mexico, plus room to build the dock of your dreams. The major items are already handled: metal roof (2022), HVAC (2021) and water heater (2023), all on solid block and stucco construction. Inside you'll find 1,153 heated square feet with tile flooring through the main living areas and a primary suite with a walk-in closet and private en suite bath. The enclosed Florida room with ceiling fan is the perfect spot for morning coffee. The oversized 26x23 two-car garage has plenty of room for storage, gear and toys. Outside you'll find a fenced, private yard, rain gutters and a covered front porch. With no HOA, no CDD and no minimum lease period, this home works as a full-time residence, a seasonal getaway or a rental investment. Sold fully furnished and move-in ready. Schedule your private showing today!

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The essentials

Built
1979
Price / sqft
$347
On market
13 days
Annual tax
$5,534
Flood zone
AE
Lot
10,349 sqft
Type
Single Family Residence

At a glance

Single family
Built 1979
Waterfront
Canal - Saltwater
2 car garage
Driveway
10,349 sqft lot
Lot size
1,153 sqft
Living area

Payment

Est. monthly payment
$2,747/mo
Down payment (20%)
$80,000
Property taxes
$461/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1979
Lot
10,349 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Waterfront
Canal - Saltwater
Days on Market
13
Window Treatments
Lighting
Private Mailbox
Private Yard
Rain Gutters
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Vineland Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$5,534
Parcel #
412009131007

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gulf Wind
County
Charlotte
MLS Area
34224 - Englewood
Lot Size
10,349 sqft
In CountyLandscapedPaved

Price history

Date
Event
Price
9/28/2026
Listed for sale
Source: Stellar MLS #N6145956
$399,999
$347/sqft

Neighborhood

2655 Lear Rd
Englewood, FL, 34224 · 34224 - Englewood

Market insights

Offer Insights

Choose an offer strength

List price: $399,999
$385,000 – $399,999
96.3% – 100% of listTops out right at the list price
80% of listList price
130 of the last 259 home closings in 34224 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 13.

Sample: 259 closed home sales in 34224 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,747/mo
Principal & interest$2,086
Property taxes$461
Insurance$200
Down payment20% · $80,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,999

$347 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,153 sq ft

Time on market

13 days

Year built

1979

Monthly payment

About $2,747/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,534 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS ISLAND LIFE REAL ESTATEListing agent: Cole MurrayListing data from Stellar MLS, MLS# N6145956.

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