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Overview

4 bd3 ba1,422 sqftDuplex
TypeDuplex
HOANone listed
Built1953
Lot10,625 sqft
Living area1,422 sqft
Price / sqft$194

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About this home

Ceiling Fans(s)Eat-in KitchenDishwasherExhaust FanMicrowaveRangeRefrigerator

486 Oak St is a 1953-built home in Inwood Sub New Smyrna Beach, New Smyrna Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,422 square feet of living space. Listed at $276,000 (about $194/sqft), 71 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

*Investor Alert* or those seeking an Extra Income Producing Property! Lots of Possibilities! Flexible Ownership Usage; This Corner Lot, Two Unit Single Family Rental Property could also be Single Family Owners seeking extra Income or needing an additional separate In-Law Suite Efficiency Apartment complete with 2nd Kitchen, Full Bathroom and Walk-in Closet or a larger or extended family just needing more space and options! Located in New Smyrna Beach Florida just a short 10–15-minute drive to the Drive-On Beach, or a 5-minute drive to the Intracoastal for fishing, boating, parks, dining, shopping and all that this Coastal Community has available! A short, less than ten-minute drive to Route 95 for longer distance travel. Strong Cash Flow and Return On Investment for Investors (currently $3,375 / Month total gross) or new Home Owner can choose to offset their expenses by up to $1,325 / Mo. by renting out the Efficiency Apartment or by $2,050 / Month by renting out the Main Home and living in the Efficiency Studio Apartment. The Main Home features Two Bedrooms, both with walk-in closets, one Bathroom, Kitchen, Dining Area, Living Room and Bonus Room which could act as a third Bedroom (but no closet) or Office or Den or Sitting Room. Nice Hardwood Floors throughout the Living and Bedrooms while the Kitchen and dining and adjacent room receive Porcelain Tiles for easy cleanup and maintenance. The studio Efficiency Apartment features two Separate Entrances, a flexible Living/Sleeping Space with Ceiling Fan and Walk-in Closet, a separate Full Kitchen and Dining Area and a Full Bathroom with Shower (and a second natural Gas Water Heater). The Main Home and Efficiency Apartment both have Two Separate Entrances as well as Separate Off-Street Parking Areas. The corner Lot yard has some mature trees and Landscaping to accent its surroundings and spacious feel. The home has been well maintained and recently painted inside and out. Now is your chance to Own an Income Producing slice of sunshine in this wonderful community by the water. Note: Listing Agent has an interest in the property. Please verify all Details and Dimensions.

The essentials

Built
1953
Price / sqft
$194
On market
128 days
Annual tax
$2,381
Flood zone
X500 · Low risk
Lot
10,625 sqft
Type
Duplex

At a glance

Multi-family
Built 1953
10,625 sqft lot
Lot size
1,422 sqft
Living area

Payment

Est. monthly payment
$1,775/mo
Down payment (20%)
$55,200
Property taxes
$198/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Duplex
Year Built
1953
Lot
10,625 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
128
Ceiling Fans(s)
Eat-in Kitchen
Dishwasher
Exhaust Fan
Microwave
Range
Refrigerator
Elementary
Chisholm Elem
Middle
New Smyrna Beach Middl
High
New Smyrna Beach High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X500
Annual Tax (2024)
$2,381
Parcel #
7418-08-01-0080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Inwood Sub New Smyrna Beach
County
Volusia
MLS Area
32168 - New Smyrna Beach
Lot Size
10,625 sqft

Price history

Date
Event
Price
7/22/2026
Price change
Source: Stellar MLS #NS1088407
$276,000+3.8%
$194/sqft
6/3/2026
Listed for sale
Source: Stellar MLS #NS1088407
$265,900
$187/sqft

Neighborhood

486 Oak St
New Smyrna Beach, FL, 32168 · 32168 - New Smyrna Beach

Market insights

Offer Insights

Choose an offer strength

List price: $276,000
$270,000 – $276,000
97.8% – 100% of listTops out right at the list price
80% of listList price
118 of the last 234 home closings in 32168 landed at this number or higher (50%). The median one sat 60 days before it went under contract, and this one is on day 128.

Sample: 234 closed home sales in 32168 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,776/mo
Principal & interest$1,439
Property taxes$198
Insurance$138
Down payment20% · $55,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$276,000

$194 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,422 sq ft

Time on market

128 days

Year built

1953

Monthly payment

About $1,775/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,381 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byGRACE REALTY, INC.Listing agent: Chip DohertyListing data from Stellar MLS, MLS# NS1088407.

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