265 Minorca Beach Way #404, photo 1
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Overview

3 bd2 ba1,450 sqft1 car garageCondominium
TypeCondominium
HOA$335/mo
Built2005
Lot74,936 sqft
Living area1,450 sqft
Price / sqft$437
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)High CeilingsOpen FloorplanSplit BedroomWalk-in Closet(s)BalconySauna

265 Minorca Beach Way #404 is a 2005-built home in Palms At Minorca Ph 03, New Smyrna Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,450 square feet of living space. Listed at $634,000 (about $437/sqft), 77 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $335 monthly.

From the listing

Welcome to Minorca—one of the most sought-after waterfront communities in all of New Smyrna Beach. Nestled within this exclusive 52-acre ocean-to-river paradise, this beautifully renovated fourth-floor residence offers breathtaking views of the Intracoastal Waterway, Ponce Inlet, and unforgettable Florida sunsets. From the moment you walk through the door, you'll appreciate the bright, open floor plan and the coastal elegance that makes this condominium feel like home. The completely updated kitchen features quartz countertops, premium stainless steel appliances, and plenty of space for entertaining, while beautiful wood-look tile flooring flows throughout the main living areas. Fresh interior paint, crown molding, and soaring 9-foot ceilings create a light and airy feel that's perfect for waterfront living. French doors lead to a flexible office or optional third bedroom complete with charming shiplap accents, making it ideal for guests, working from home, or creating your own coastal retreat. One of the best features of this home is the oversized covered balcony. Whether you're starting your morning with coffee while watching boats cruise by or winding down with spectacular sunsets over the Intracoastal, this is the outdoor living space you'll never want to leave. The home also includes reserved covered parking and a private storage room, giving you plenty of space for all of your beach gear and bikes. Living in Minorca means you're not just buying a home—you're investing in a lifestyle. This gated waterfront community offers 24-hour security, beautifully landscaped walking trails, three heated pools and spas, four Har-Tru tennis courts, a state-of-the-art fitness center, clubhouse, sauna, billiards room, catering kitchen, and multiple gathering spaces for residents and guests. You'll also enjoy private beach access, private river access, an oceanfront pavilion, a riverfront gazebo with grilling stations, and a 64-slip marina, making it easy to spend your days boating, fishing, paddleboarding, kayaking, or simply watching dolphins play in the river. Boat slips are occasionally available for purchase, offering another incredible opportunity for waterfront enthusiasts. If you've been dreaming of the ultimate coastal lifestyle where luxury meets laid-back beach living, this is your chance. From sunrise walks on the beach to sunset cruises on the Intracoastal, every day feels like a vacation at Minorca. Schedule your private showing today and discover why so many people choose to call this incredible waterfront community home.

The essentials

Built
2005
Price / sqft
$437
On market
102 days
Annual tax
$4,459
HOA
$335/mo
Flood zone
X500* · Low risk
Lot
74,936 sqft
Type
Condominium

At a glance

High-rise condo
9 stories · 2005
Water views
Gulf/Ocean - Partial
Community pool
Fitness center too
1 car garage
Assigned
Private balcony
Outdoor space

Payment

Est. monthly payment
$4,331/mo
Down payment (20%)
$126,800
Property taxes
$372/mo
HOA
$335/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2005
Lot
74,936 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned
Days on Market
102
Built-in Features
Ceiling Fans(s)
High Ceilings
Open Floorplan
Split Bedroom
Walk-in Closet(s)
Balcony
Sauna
Storage
Tennis Court(s)
Buyer Approval Required
Clubhouse
Fitness Center
Gated Community - Guard
Golf Carts OK
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X500*
Annual Tax (2025)
$4,459
Parcel #
7405-07-06-0404

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palms At Minorca Ph 03
County
Volusia
MLS Area
32169 - New Smyrna Beach
Lot Size
74,936 sqft
HOA
$335/mo
Jessica Celli

Price history

Date
Event
Price
9/11/2026
Price change
Source: Stellar MLS #NS1088592
$634,000-0.8%
$437/sqft
-
Price change
Source: Stellar MLS #NS1088592
$639,000-1.5%
$441/sqft
6/29/2026
Listed for sale
Source: Stellar MLS #NS1088592
$648,500
$447/sqft

Neighborhood

265 Minorca Beach Way #404
New Smyrna Beach, FL, 32169 · 32169 - New Smyrna Beach

Market insights

Offer Insights

Choose an offer strength

List price: $634,000
$605,000 – $634,000
95.3% – 100% of listTops out right at the list price
80% of listList price
68 of the last 135 condo closings in 32169 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 102 after a $14,500 cut.

Sample: 135 closed condo sales in 32169 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,330/mo
Principal & interest$3,307
Property taxes$372
Insurance$317
HOA$335
Down payment20% · $126,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$634,000

$437 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,450 sq ft

Time on market

102 days

Year built

2005

Monthly payment

About $4,331/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,459 annual tax bill, insurance, and the $335/mo HOA fee.

HOA fee

$335/mo

Managed by Jessica Celli.

Flood zone

Zone X500*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byTHE HIGH TIDE GROUPListing agent: Tara LyallListing data from Stellar MLS, MLS# NS1088592.

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