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About this home
265 Minorca Beach Way #404 is a 2005-built home in Palms At Minorca Ph 03, New Smyrna Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,450 square feet of living space. Listed at $634,000 (about $437/sqft), 77 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $335 monthly.
Welcome to Minorca—one of the most sought-after waterfront communities in all of New Smyrna Beach. Nestled within this exclusive 52-acre ocean-to-river paradise, this beautifully renovated fourth-floor residence offers breathtaking views of the Intracoastal Waterway, Ponce Inlet, and unforgettable Florida sunsets. From the moment you walk through the door, you'll appreciate the bright, open floor plan and the coastal elegance that makes this condominium feel like home. The completely updated kitchen features quartz countertops, premium stainless steel appliances, and plenty of space for entertaining, while beautiful wood-look tile flooring flows throughout the main living areas. Fresh interior paint, crown molding, and soaring 9-foot ceilings create a light and airy feel that's perfect for waterfront living. French doors lead to a flexible office or optional third bedroom complete with charming shiplap accents, making it ideal for guests, working from home, or creating your own coastal retreat. One of the best features of this home is the oversized covered balcony. Whether you're starting your morning with coffee while watching boats cruise by or winding down with spectacular sunsets over the Intracoastal, this is the outdoor living space you'll never want to leave. The home also includes reserved covered parking and a private storage room, giving you plenty of space for all of your beach gear and bikes. Living in Minorca means you're not just buying a home—you're investing in a lifestyle. This gated waterfront community offers 24-hour security, beautifully landscaped walking trails, three heated pools and spas, four Har-Tru tennis courts, a state-of-the-art fitness center, clubhouse, sauna, billiards room, catering kitchen, and multiple gathering spaces for residents and guests. You'll also enjoy private beach access, private river access, an oceanfront pavilion, a riverfront gazebo with grilling stations, and a 64-slip marina, making it easy to spend your days boating, fishing, paddleboarding, kayaking, or simply watching dolphins play in the river. Boat slips are occasionally available for purchase, offering another incredible opportunity for waterfront enthusiasts. If you've been dreaming of the ultimate coastal lifestyle where luxury meets laid-back beach living, this is your chance. From sunrise walks on the beach to sunset cruises on the Intracoastal, every day feels like a vacation at Minorca. Schedule your private showing today and discover why so many people choose to call this incredible waterfront community home.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$634,000
$437 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,450 sq ft
Time on market
102 days
Year built
2005
Monthly payment
About $4,331/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,459 annual tax bill, insurance, and the $335/mo HOA fee.
HOA fee
$335/mo
Managed by Jessica Celli.
Flood zone
Zone X500*
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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