3057 Cr 431n, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot8,670 sqft

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About this home

3057 Cr 431n is a home in Pana-coo-chee Retreats, Lake Panasoffkee. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Build your dream home on this waterfront canal lot in the heart of Lake Panasoffkee, one of Central Florida's hidden gems for boating, fishing, and outdoor recreation. This property features a concrete seawall already in place, adding value and helping simplify future development. Enjoy canal frontage with access to the area's renowned waterways, perfect for fishing enthusiasts, nature lovers, and anyone seeking a peaceful waterfront lifestyle. With no shortage of nearby outdoor activities, including boating, kayaking, wildlife viewing, and access to Lake Panasoffkee, this property offers the perfect combination of recreation, privacy, and future potential. Whether you are looking to build now, invest for the future, or secure your own slice of Florida waterfront living, this is an opportunity you do not want to miss. Conveniently located near I-75, The Villages, Inverness, and Orlando, this property provides easy access to shopping, dining, entertainment, and medical facilities while still offering the tranquility of Old Florida living. Bring your vision and start planning your waterfront retreat today.

The essentials

On market
397 days
Annual tax
$81
Flood zone
X500 · Low risk
Lot
8,670 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Freshwater
8,670 sqft lot
Lot size

Payment

Est. monthly payment
$149/mo
Down payment (20%)
$5,000
Property taxes
$7/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
8,670 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Freshwater
Days on Market
397
Elementary
Lake Panasoffkee Elementary
Middle
South Sumter Middle
High
South Sumter High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X500
Annual Tax (2024)
$81
Parcel #
F29C041

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pana-coo-chee Retreats
County
Sumter
MLS Area
33538 - Lake Panasoffkee
Lot Size
8,670 sqft
In CountyLevelPaved

Price history

Date
Event
Price
7/7/2026
Price change
Source: Stellar MLS #O6339888
$25,000-16.7%
-
Price change
Source: Stellar MLS #O6339888
$30,000-33.3%
9/9/2025
Listed for sale
Source: Stellar MLS #O6339888
$45,000

Neighborhood

3057 Cr 431n
Lake Panasoffkee, FL, 33538 · 33538 - Lake Panasoffkee

Calculator

Est. monthly payment
$150/mo
Principal & interest$130
Property taxes$7
Insurance$13
Down payment20% · $5,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$25,000

Time on market

397 days

Monthly payment

About $149/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $81 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byHOMEVEST REALTYListing agent: Erica DiazListing data from Stellar MLS, MLS# O6339888.

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