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Active
$339,999
905 Cambridge Dr, Winter Haven, FL, 33881
$144/sqft·Lucerne Park Reserve
Est. $1,773/moSee payment4
beds
3
baths
2,364
sqft
2
garage
Listed by COLDWELL BANKER REALTY· Last updated · MLS# O6343229
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About this home
Ceiling Fans(s)Crown MoldingOpen FloorplanPrimarybedroom UpstairsSplit BedroomThermostatVaulted Ceiling(s)Walk-in Closet(s)
905 Cambridge Dr is a 2022-built home in Lucerne Park Reserve, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,364 square feet of living space. Listed at $339,999 (about $144/sqft), 34 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $200 annually.
From the listing
Discover comfort, style, and community living at its best in Lucerne Reserve Park — a highly desirable neighborhood in Winter Haven! This 4-bedroom, 2.5-bath home offers 2,300+ of bright, open living space designed for both gatherings and everyday comfort. The inviting floor plan is filled with natural light, while the kitchen flows seamlessly into dining and family areas. Upstairs, retreat to spacious bedrooms, including a private owner’s suite. Lucerne Reserve Park stands out with an HOA of only $200 per year (as verified with the association), giving residents access to a sparkling community pool, family-friendly park, and the peace of mind of a well-kept neighborhood. Whether you’re purchasing your first home, searching for more space, or planning your forever move, this property blends lifestyle and value in one. Schedule your private tour today and experience why Lucerne Reserve Park is the perfect place to call home!
The essentials
Built
2022
Price / sqft
$144
On market
293 days
Annual tax
$7,217
HOA
$200/yr
Flood zone
X · low risk
Lot
5,619 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2022
Lot
5,619 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
293
Ceiling Fans(s)
Crown Molding
Open Floorplan
Primarybedroom Upstairs
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Sidewalk
Sliding Doors
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Lake Alfred Elem
Middle
Denison Middle
High
Winter Haven Senior
Districts can re-zone, so verify directly with the district before relying on these.
Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X
Annual Tax (2024)
$7,217
Parcel #
26-28-02-522103-002640
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Lucerne Park Reserve
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
5,619 sqft
HOA
$200/yr
Kylie J. Castaño
Date
Event
Price
10/13/2025
Price change
Source: Stellar MLS #O6343229
$339,999-2.9%
$144/sqft
9/10/2025
Listed for sale
Source: Stellar MLS #O6343229
$349,999
$148/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$2,692
Principal, interest, tax, insurance, HOA
- P&I$1,773
- Tax$601
- Insurance$300
- HOA$17
Loan Amount
$271,999
Down Payment %
20.0%
First Year Summary
Principal
$2,871
Interest
$18,408
Balance
$269,128
Total Interest
$366,364
Total Cost
$638,363
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