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Overview

5 bd5 ba4,566 sqft3 car garageSingle Family
TypeSingle Family
HOA$165/mo
Built2015
Lot12,197 sqft
Living area4,566 sqft
Price / sqft$200
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesClubhouseCommunity MailboxDeed RestrictionsFitness CenterGated Community - GuardPlaygroundPool

870 Spinnaker Way is a 2015-built home in Bellalago Ph 6h & 6i, Kissimmee. Inside you'll find 5 bedrooms, 5 bathrooms, and 4,566 square feet of living space. Listed at $915,000 (about $200/sqft), 374 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $165 monthly.

From the listing

Stunning Water front luxury single house located in the perfect Bellalago Community, a 24-hour guarded gated neighborhood, access to Lake Tohopekaliga, chain of lakes to East Lake Tohopekaliga and Cypress Lake. Premium Lot in the heart of community. Cul-de-sac. Great Privacy. Featured with 5-bedroom & 4.5-bathroom & Loft/Retreat & Den/Office & 3 Car Garage. Master bedroom and 2nd bedroom suit downstairs. Loft and 3rd bedroom suit and other two bedroom upstairs. Lots of upgrades, including huge paved screened back yard, outdoor summer kitchen, gourmet kitchen, upgraded laundry room, trail ceilings in living room and master bedroom. Open-concept floor plan. Abundant natural light throughout the whole house. Step into the house you will be impressed by the amazing living room with completely open four sliding doors lead to grand paved back yard with breathtaking water view. Sides of the foyer are separated formal dining room and bonus room/den/office, well-equipped gourmet kitchen with upgraded countertop, center island, custom cabinetry, stainless steel appliances and backsplash, integrated with a breakfast area and family room connected through three sliding doors to outdoor summer kitchen, perfect for family gatherings or hosting guests. Luxury large master bedroom downstairs features trail ceiling, private access to back yard, double generous closets, garden soaking tub with separate walk-in shower, dual vanities. Bellalago is an amazing water leads community on Lake Tohopekaliga, 24 hours guard gated, hundreds of acres of wooded nature preserves, lake view multi-million-dollar clubhouses, state-of-the-art fitness center, resort-style zero-entry pool, waterpark, spa, dock access, tennis courts, basketball courts, recreation room, playground, dog park, walking/biking trails, boat marina with ramp and lift, restaurant, boardwalk with fishing pier...etc. Schools nearby, only few mins to Publix, markets, shoppings, eatings and entertainments. Short drive to world-class attractions like Disney World, Universal Studios, Sea World, Premium Outlets, Orlando Downtown...etc. Schedule a showing today!

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The essentials

Built
2015
Price / sqft
$200
On market
374 days
Annual tax
$9,644
HOA
$165/mo
Flood zone
X · Low risk
Lot
12,197 sqft
Type
Single Family Residence

At a glance

Single family
Built 2015
Waterfront
Lake Privileges
Community pool
Fitness center too
3 car garage
0.28 acres
Lot size

Payment

Est. monthly payment
$6,198/mo
Down payment (20%)
$183,000
Property taxes
$804/mo
HOA
$165/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2015
Lot
12,197 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Lake Privileges
Days on Market
374
Built-in Features
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - Guard
Playground
Pool
Tennis Court(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Flood Zone X
Annual Tax (2024)
$9,644
Parcel #
29-26-29-3246-0001-0600

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bellalago Ph 6h & 6i
County
Osceola
MLS Area
34746 - Kissimmee (West of Town)
Lot Size
12,197 sqft
HOA
$165/mo
first service residential

Price history

Date
Event
Price
8/23/2026
Price change
Source: Stellar MLS #O6350530
$915,000-3.2%
$200/sqft
-
Price change
Source: Stellar MLS #O6350530
$945,000-14.1%
$207/sqft
10/1/2025
Listed for sale
Source: Stellar MLS #O6350530
$1,099,900
$241/sqft

Neighborhood

870 Spinnaker Way
Kissimmee, FL, 34746 · 34746 - Kissimmee (West of Town)

Market insights

Offer Insights

Choose an offer strength

List price: $915,000
$910,000 – $915,000
99.5% – 100% of listTops out right at the list price
80% of listList price
195 of the last 361 home closings in 34746 landed at this number or higher (54%). The median one sat 34 days before it went under contract, and this one is on day 374 after a $184,900 cut.

Sample: 361 closed home sales in 34746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,198/mo
Principal & interest$4,772
Property taxes$804
Insurance$458
HOA$165
Down payment20% · $183,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$915,000

$200 per sq ft

Beds and baths

5 beds, 5 baths

Size

4,566 sq ft

Time on market

374 days

Year built

2015

Monthly payment

About $6,198/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,644 annual tax bill, insurance, and the $165/mo HOA fee.

HOA fee

$165/mo

Managed by first service residential.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byYORK MILLS REALTY LLCListing agent: Jacky LiuListing data from Stellar MLS, MLS# O6350530.

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