$715,000

204 Bengal Cir · Oldsmar, FL, 34677

$294 / sqft
Bungalow Bay Estates
3
Beds
2
Baths
2,429
Sqft
2
Garage
Ask About This Home

This is a 2013-built single-family home in Bungalow Bay Estates. Flood zone AE — confirm flood insurance requirements with your lender. HOA runs $195 /quarter. 96 days on market — likely some room to negotiate.

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Year Built2013
On Market96 days
Lot8,742 sqft
Annual Tax$5,728
Flood ZoneAE
HOA$195/qtr

About This Property

Stunning custom home with luxury upgrades, thoughtful design, and handicap-friendly features throughout. Perfectly designed for entertaining, this home blends elegant finishes with comfortable indoor-outdoor living. A grand foyer welcomes you into the spacious great room where a wall of three-pane sliding glass doors fully tucks away, seamlessly connecting the living space to the covered patio and pool area. The gourmet chef’s kitchen features granite countertops, high-end appliances, custom cabinetry, designer lighting, and a large island with seating and additional storage. A generous walk-in pantry closet provides excellent storage and functionality. The home is wired for sound with built-in surround speakers in the living room and screened porch, plus audio ports throughout the house so speakers can easily be connected in every room. The luxurious primary suite features a tray ceiling and three oversized walk-in closets, one currently used as a private office. The spa-like primary bath includes wraparound dual vanities, an air-jetted soaking tub, and a spacious shower with rain shower head and therapy jets. The suite also offers direct access to the patio and pool. Designed with accessibility in mind, the home includes extra-wide doorways for wheelchair access and a zero-threshold primary shower. Step outside to your private backyard retreat with a heated saltwater pool and spa featuring PebbleTec finish and a self-cleaning pop-up system, all set within a beautiful paver deck and screened porch with generous ceiling fans—perfect for year-round Florida living. Additional highlights include central vacuum, oversized laundry room, an oversized two-car garage with workshop space and service door, PVC privacy fencing, and irrigation on reclaimed water. Major updates provide peace of mind: New AC (March 2026), roof replaced late 2025, and water heater replaced late 2025. Conveniently located near waterfront parks, shopping, Tampa International Airport, and the beautiful Pinellas County beaches. Home has never flooded-high and dry!

Location

Property Details

🏠
Type
Single Family Residence
📅
Year Built
2013
🌳
Lot
8,742 sqft
❄️
Cooling
Central Air
🔥
Heating
Central
🚗
Parking
-
🏊
Pool
Auto Cleaner, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Salt Water
📆
Days on Market
96

Features

Accessibility Features
Ceiling Fans(s)
Central Vaccum
Dry Bar
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Private Mailbox
Private Yard
Sidewalk
Sliding Doors
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer

Assigned Schools

Elementary

Oldsmar Elementary-PN

Middle

Carwise Middle-PN

High

East Lake High-PN

Districts can re-zone — verify directly with the district before relying on these.

Taxes & Public Records

🏡Homestead exemption on file🌊Flood Zone AE

Annual Tax (2025)

$5,728

Parcel #

25-28-16-12794-000-0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Bungalow Bay Estates

County

Pinellas

MLS Area

34677 - Oldsmar

Lot Size

8,742 sqft

FloodZoneLandscapedLevelSidewalkStreet Dead-EndPaved
HOA
$195/qtr
Bungalow Bay

Price History

EventDatePriceChange
Price ChangeMay 8, 2026$715,000-$20,000
Previous Price$735,000-$15,000
ListedMar 6, 2026$750,000

Affordable Financing

Affordability Calculator

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Loan Details

$100K$2M

Your Results

Total Monthly Payment
$4,571
Principal, interest, tax, insurance, HOA
  • P&I$3,729
  • Tax$477
  • Insurance$300
  • HOA$65
Loan Amount
$572,000
Down Payment %
20.0%
First Year Summary
Principal
$6,038
Interest
$38,710
Balance
$565,962
Total Interest
$770,444
Total Cost
$1,342,444

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