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Overview

4 bd3 ba2,736 sqft2 car garageSingle Family
TypeSingle Family
HOA$900/yr
Built1991
Lot10,659 sqft
Living area2,736 sqft
Price / sqft$292
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSmart HomeSolid Surface Counters

1723 Captiva Dr is a 1991-built home in Cross Pointe, Oldsmar. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,736 square feet of living space. Listed at $799,000 (about $292/sqft), 60 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $900 semi-annually.

From the listing

Virtually Staged. Welcome to an exceptional 2,736-square-foot luxury home nestled within Cross Pointe, a gated community inside the prestigious guard gated golf community of East Lake Woodlands . Offering 4 bedrooms, 3 baths, a spacious 2-car garage,with workbench area. and bonus space. This beautifully appointed residence blends elegant finishes, thoughtful design, and exceptional outdoor living. Pool access & views from almost every room. Desirable split-bedroom floor plan features soaring ceilings and travertine flooring complemented by engineered hardwood & tile floors. The updated gourmet kitchen is designed for both everyday living and entertaining, featuring Bosch and Frigidaire appliances, (Range has induction cooktop & convection/air fry oven) quartz tops, crisp white cabinetry, and a striking navy island. Breakfast area overlooking pool. The family room offers a warm wood-burning fireplace (updated 2020) and a sophisticated navy wine bar, creating an inviting gathering space. Spacious primary suite includes a comfortable sitting area and sliders that open directly to the screened porch, offering beautiful views of the private pool and backyard . Walk-in closet with organizers. Primary bath has soaking tub, large marble shower, private water closet & dual sink vanities. 3 guest bedrooms, with one having an ensuite bath also providing convenient access to the pool area—perfect for effortless poolside living. Bonus/Flex room with its own A/C (2026) is perfect for an office, hobby room, studio, gym, etc. Outdoor living is truly exceptional. The screened rear porch features paver flooring and overlooks the Saltwater PebbleTec pool , complete with Caribbean blue tile, a charming, soothing waterfall and gazebo. Pool pump & new salt system (2025). An expanded paver patio (2025) extends into the private backyard, providing ample space for entertaining, relaxing, and enjoying the peaceful surroundings. Many updates include tile roof (2019), HVAC (2017), Water Heater (9/2026), Paver patio (2022), Kitchen updated (2020) with professional kitchen cabinet refinishing (2026), Bosch refrigerator (2025), Frigidaire appliances (2026). All ceiling fans updated (2024 & 2025). Newly textured ceilings (2022), modern lighting. With its luxurious finishes, spacious layout, updated kitchen, resort-style pool, and prime location within two prestigious gated communities, this home offers an exceptional Florida lifestyle with privacy, comfort, and elegance at every turn. Centrally located to Tampa International and St . Pete/Clearwater Airport, award winning beaches, boating and fishing, professional sporting events, historic Dunedin and Safety Harbor, Pinellas and Duke Energy Bike Trails, restaurants, shopping, and hospitals. East Lake Woodlands is a golf community with an optional membership available to the nationally renowned ELW Country Club, featuring outstanding amenities including two championship golf courses, sixteen tennis courts, pickleball, fully-equipped fitness center, lap & freeform pools, splash pad, dining, full social calendar/club, and is also part of ClubCorp/Invited with reciprocal rights to 300+ clubs. Low HOA and NO flood insurance required. A fantastic value! Call today for your private tour!

The essentials

Built
1991
Price / sqft
$292
On market
60 days
Annual tax
$134
HOA
$900/yr
Flood zone
X500 · Low risk
Lot
10,659 sqft
Type
Single Family Residence

At a glance

Single family
Built 1991
Private pool
Gunite
2 car garage
Curb Parking
10,659 sqft lot
Lot size
2,736 sqft
Living area

Payment

Est. monthly payment
$4,653/mo
Down payment (20%)
$159,800
Property taxes
$11/mo
HOA
$900/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1991
Lot
10,659 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Curb Parking, Deeded, Garage Door Opener, Guest
Pool
Gunite, In Ground, Salt Water
Days on Market
60
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Solid Surface Counters
Split Bedroom
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Private Mailbox
Sidewalk
Buyer Approval Required
Gated Community - Guard
Gated Community - No Guard
Golf Carts OK
Irrigation-reclaimed Water
Street Lights
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Wine Refrigerator
Elementary
Cypress Woods Elementary-PN
Middle
Carwise Middle-PN
High
East Lake High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$134
Parcel #
03-28-16-19688-005-0170

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cross Pointe
County
Pinellas
MLS Area
34677 - Oldsmar
Lot Size
10,659 sqft
LandscapedLevelNear Golf CourseSidewalkPrivate
HOA
$900/yr
Cross Pointe Association / Monica D'Ambrosio

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #TB8538123
$799,000-3.2%
$292/sqft
-
Price change
Source: Stellar MLS #TB8538123
$825,700-0.6%
$302/sqft
8/12/2026
Listed for sale
Source: Stellar MLS #TB8538123
$830,700
$304/sqft

Neighborhood

1723 Captiva Dr
Oldsmar, FL, 34677 · 34677 - Oldsmar

Market insights

Offer Insights

Choose an offer strength

List price: $799,000
$790,000 – $799,000
99.1% – 100% of listTops out right at the list price
80% of listList price
56 of the last 111 home closings in 34677 landed at this number or higher (50%). The median one sat 42 days before it went under contract, and this one is on day 60 after a $31,700 cut.

Sample: 111 closed home sales in 34677 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,653/mo
Principal & interest$4,167
Property taxes$11
Insurance$400
HOA$75
Down payment20% · $159,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$799,000

$292 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,736 sq ft

Time on market

60 days

Year built

1991

Monthly payment

About $4,653/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $134 annual tax bill, insurance, and the $900/yr HOA fee.

HOA fee

$900/yr

Managed by Cross Pointe Association / Monica D'Ambrosio.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCOASTAL PROPERTIES GROUP INTERNATIONALListing agent: Belinda BishopListing data from Stellar MLS, MLS# TB8538123.

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