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Overview

4 bd3 ba2,440 sqft2 car garageSingle Family
TypeSingle Family
HOA$163/qtr
Built1985
Lot15,134 sqft
Living area2,440 sqft
Price / sqft$348
Garage2 car

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About this home

Ceiling Fans(s)High CeilingsPrimary Bedroom Main FloorStone CountersThermostatWalk-in Closet(s)LightingPrivate Mailbox

9115 Bay Side CT is a 1985-built home in North Bay, Orlando. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,440 square feet of living space. Listed at $850,000 (about $348/sqft), 197 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $163 quarterly.

From the listing

Virtually Staged. 0.34-acre cul de sac lot in the highly desirable NORTH BAY community in Dr Phillips. Approx 6' to Bay Hill Golf Club.4 BEDR/2.5 BATHS. ELEGANT ITALIAN PORCELAIN WOOD-LIKE FLOORING runs THROUGHOUT the home, with the exception of the laundry area, adding a cohesive and REFINED AESTHETIC The kitchen features QUARTZ COUNTERTOPS and PASS THROUGH WINDOWS that open making the KITCHEN COUNTERTOP EXTEND SEAMLESSLY to create a BREAKFAST BAR connecting to the OUTDOOR area, enhancing the indoor-outdoor connection. This residence offers a rare combination of privacy, space, and an elevated indoor-outdoor lifestyle.The home opens and naturally divides into two expansive living areas, creating a sense of separation and functionality,where adults can have their own space while younger family members can enjoy their own as well. To one side, the inviting family room and breakfast/everyday dining area, centered around a wood-burning fireplace, provides a warm and intimate gathering space. To the other, a separate living and more elegant dining area offers flexibility, with ample room for a desk or workspace, ideal for today’s lifestyle. ABUNDANT NATURAL LIGHT THROUGHOUT THE DAY, making it feel open, fresh and full of life Designed in an L-shaped layout, the home embraces its outdoor setting, with MOST OF THE HOUSE ORIENTED TO MATURE GREENERY, POOL AND LANAI Step outside to a serene retreat featuring a COVERED LANAI with a WATERFALL, SPA and SALTWATER SYSTEM (FREE OF CHLORINE), creating a peaceful, resort-like ambiance for both relaxing and entertaining. FOUR bedrooms enjoy tranquil views of a lush ligustrum hedge exceeding 10 feet in height, offering exceptional privacy and a calming natural backdrop, while two of them also overlook the pool, once more connecting the home to its outdoor spaces. IDEALLY LOCATED IN DR PHILLIPS , this home offers convenient access to Orlando’s most desirable destinations: • 6 minutes to BAY HILL • 10 minutes to Sand Lake’s renowned RESTAURANT ROW • 15 minutes to UNIVERSAL CITYWALK AND VOLCANO BAY • 22 minutes to MILLENIA MALL • 24 minutes to DISNEY MAGIC KINGDOM Combining space, privacy, and location, this property offers a refined yet relaxed lifestyle in one of Orlando’s most convenient settings.

The essentials

Built
1985
Price / sqft
$348
On market
197 days
Annual tax
$6,284
HOA
$163/qtr
Flood zone
X · Low risk
Lot
15,134 sqft
Type
Single Family Residence

At a glance

Single family
Built 1985
Private pool
Chlorine Free
2 car garage
0.35 acres
Lot size
2,440 sqft
Living area

Payment

Est. monthly payment
$5,436/mo
Down payment (20%)
$170,000
Property taxes
$524/mo
HOA
$163/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1985
Lot
15,134 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Chlorine Free, Lighting, Outside Bath Access, Pool Sweep, Salt Water
Days on Market
197
Ceiling Fans(s)
High Ceilings
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Private Mailbox
Private Yard
Rain Gutters
Sidewalk
Sprinkler Metered
Golf Carts OK
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Freezer
Ice Maker
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,284
Parcel #
21-23-28-5944-01-320

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
North Bay
County
Orange
MLS Area
32819 - Orlando/Bay Hill/Sand Lake
Lot Size
15,134 sqft
Cul-De-SacSidewalk
HOA
$163/qtr
BEACON COMMUNITY MANAGEMENT

Price history

Date
Event
Price
9/19/2026
Price change
Source: Stellar MLS #O6394299
$850,000-3.4%
$348/sqft
-
Price change
Source: Stellar MLS #O6394299
$879,500-5.4%
$360/sqft
3/27/2026
Listed for sale
Source: Stellar MLS #O6394299
$930,000
$381/sqft

Neighborhood

9115 Bay Side CT
Orlando, FL, 32819 · 32819 - Orlando/Bay Hill/Sand Lake

Market insights

Offer Insights

Choose an offer strength

List price: $850,000
$830,000 – $850,000
97.9% – 100% of listTops out right at the list price
80% of listList price
65 of the last 129 home closings in 32819 landed at this number or higher (50%). The median one sat 28 days before it went under contract, and this one is on day 197 after a $80,000 cut.

Sample: 129 closed home sales in 32819 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,436/mo
Principal & interest$4,433
Property taxes$524
Insurance$425
HOA$54
Down payment20% · $170,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$850,000

$348 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,440 sq ft

Time on market

197 days

Year built

1985

Monthly payment

About $5,436/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,284 annual tax bill, insurance, and the $163/qtr HOA fee.

HOA fee

$163/qtr

Managed by BEACON COMMUNITY MANAGEMENT.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byFLORIDA CONNEXION PROPERTIESListing agent: Maria KovalenkoListing data from Stellar MLS, MLS# O6394299.

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