

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- CITRUS SPGS UNIT 04
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
1243 W Shady Ln is a 2026-built home in Citrus Spgs Unit 04, Citrus Springs. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,833 square feet of living space. Listed at $279,900 (about $153/sqft), 117 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Virtually Staged. New home in Citrus Springs with no HOA! Welcome to this beautifully built new construction home, offering four bedrooms, two baths and 1,833 square feet of well-designed living space. This home features an open-concept layout with high ceilings and a bright, airy feel throughout. The spacious living area flows seamlessly into the modern kitchen, complete with white shaker cabinets, quartz countertops, stainless steel appliances and a large island for entertaining. The primary suite offers a private retreat with dual vanities, a walk-in shower and a generous walk-in closet. Enjoy stylish finishes throughout, including luxury vinyl flooring in main areas, contemporary fixtures and plenty of natural light. Go outside to a large backyard with endless possibilities, ideal for relaxing, entertaining or adding future features. In the desirable Citrus Springs area, close to parks, golf courses, and a short drive to Dunnellon and Crystal River. Do not miss this opportunity to own a new home in a growing area so schedule your showing today.
The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 328 closed home sales in 34434 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$279,900
$153 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,833 sq ft
Time on market
176 days
Year built
2026
Monthly payment
About $1,619/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $233 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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