2082 Ficus St, photo 1
Active
1 / 27

Overview

5 bd3 ba3,075 sqft2 car garageSingle Family
TypeSingle Family
HOA$187.5/qtr
Built2022
Lot10,400 sqft
Living area3,075 sqft
Price / sqft$146
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsSplit BedroomThermostatWalk-in Closet(s)Window Treatments

2082 Ficus St is a 2022-built home in Gardens At Lake Jackson Ridge The Phase 6, Mascotte. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,075 square feet of living space. Listed at $450,000 (about $146/sqft), 38 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $187.5 quarterly.

From the listing

More space, a flexible layout, lower utility costs, and a peaceful setting – this CAPTIVATING home in the Gardens at Lake Jackson Ridge checks all the boxes! BUILT IN 2022 and situated on a generous .24 ACRE LOT with no immediate rear neighbors, this 5-bedroom, 3-full bath, ORIGINAL OWNER home offers the space you need with the comfort you want. PAID-OFF SOLAR PANELS (to be paid off at closing) help keep energy costs remarkably low, with the current owners averaging approximately $20 per month for electricity. Combined with DOUBLE PANE WINDOWS, this home was designed with energy efficiency in mind. A whole-home WATER SOFTENER SYSTEM adds everyday convenience while helping reduce mineral buildup in plumbing fixtures, appliances, water heaters, faucets, and showerheads, potentially extending their lifespan and reducing maintenance over time. Step inside and discover a thoughtfully designed layout that lives larger than its square footage. The MAIN FLOOR BEDROOM & FULL BATH is ideal for guests, multi-generational living, or a dedicated home office – alongside generous living and dining areas just off the kitchen. Sliding glass doors lead to the patio, creating a natural extension of your living space for entertaining or relaxing outdoors. The LUXURIOUSLY UPGRADED kitchen offers a comfortable, functional design with rich cabinetry, STAINLESS STEEL APPLIANCES, plenty of counter space, and a large ISLAND with bar seating and pendant lighting. A generous pantry provides all the storage you could want. Upstairs, a large BONUS/LOFT at the top of the stairs gives you even more flexible space – perfect for a media room, playroom, home school area, or second living area. The PRIMARY SUITE is also spacious, featuring an 8x11 WALK-IN CLOSET and a private en-suite bath. Three additional bedrooms share a full bath, and the SECOND FLOOR LAUNDRY ROOM adds everyday convenience right where you need it. Located in the Gardens at Lake Jackson Ridge, this home offers LOW HOA and a quieter setting outside the hustle and bustle, while still providing easy access to Buff Lake Road, SR 50, downtown Clermont, nearby lakes, shopping, dining, and recreation. With its PAID-OFF SOLAR SYSTEM, LOW AVERAGE POWER BILLS, WATER SOFTENER SYSTEM, BONUS/LOFT, MAIN FLOOR BEDROOM & FULL BATH, and NO IMMEDIATE REAR NEIGHBORS, this home delivers the perfect blend of comfort, efficiency, and value. The CAPTIVATING curb appeal, ENERGY-EFFICIENT features, and LUXURIOUSLY UPGRADED finishes create a home that stands out from the competition. USDA FINANCING IS AVAILABLE for qualified buyers, offering the opportunity to purchase this home with ZERO MONEY DOWN. Combined with the home's energy-efficient features, affordable ownership costs, and spacious layout, this is an excellent opportunity to step into homeownership with room to grow. Call today to schedule your tour!

The essentials

Built
2022
Price / sqft
$146
On market
171 days
Annual tax
$7,070
HOA
$187.5/qtr
Flood zone
X · Low risk
Lot
10,400 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
Driveway
10,400 sqft lot
Lot size
3,075 sqft
Living area

Payment

Est. monthly payment
$3,224/mo
Down payment (20%)
$90,000
Property taxes
$589/mo
HOA
$187.5/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
10,400 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, On Street
Days on Market
171
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Sidewalk
Sliding Doors
Sidewalks
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Water Softener
Elementary
Mascotte Elem
Middle
Gray Middle
High
South Lake High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,070
Parcel #
10-22-24-0016-000-38500

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gardens At Lake Jackson Ridge The Phase 6
County
Lake
MLS Area
34753 - Mascotte
Lot Size
10,400 sqft
In CountyLandscapedOversized LotSidewalkPaved
HOA
$187.5/qtr
Empire Management Group

Price history

Date
Event
Price
4/21/2026
Listed for sale
Source: Stellar MLS #O6400790
$450,000
$146/sqft

Neighborhood

2082 Ficus St
Mascotte, FL, 34753 · 34753 - Mascotte

Market insights

Offer Insights

Choose an offer strength

List price: $450,000
$447,500 – $450,000
99.5% – 100% of listTops out right at the list price
80% of listList price
38 of the last 59 home closings in 34753 landed at this number or higher (64%). The median one sat 45 days before it went under contract, and this one is on day 171.

Sample: 59 closed home sales in 34753 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,224/mo
Principal & interest$2,347
Property taxes$589
Insurance$225
HOA$63
Down payment20% · $90,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$450,000

$146 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,075 sq ft

Time on market

171 days

Year built

2022

Monthly payment

About $3,224/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,070 annual tax bill, insurance, and the $187.5/qtr HOA fee.

HOA fee

$187.5/qtr

Managed by Empire Management Group.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWEMERT GROUP REALTY LLCListing agent: Jenny WemertListing data from Stellar MLS, MLS# O6400790.

Keep exploring Florida

Pick up where you left off, or see what else is out there.