623 Lazio Cir, photo 1
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Overview

4 bd2 ba1,836 sqft2 car garageSingle Family
TypeSingle Family
HOA$450/qtr
Built2023
Lot5,663 sqft
Living area1,836 sqft
Price / sqft$226
Garage2 car

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Open house

Saturday, Oct 17 · 1:00 PM to 4:00 PM

About this home

Built-in FeaturesCeiling Fans(s)Dry BarEat-in KitchenOpen FloorplanSmart HomeThermostatWalk-in Closet(s)

623 Lazio Cir is a 2023-built home in Riviera Bella Un 9b, Debary. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,836 square feet of living space. Listed at $414,900 (about $226/sqft), 154 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $450 quarterly.

From the listing

ONLY 5 DAYS LEFT TO SUBMIT YOUR OFFER FOR THIS PROPERTY!!! Energy-efficient living meets private backyard relaxation at 623 Lazio Circle, a beautifully maintained 2023-built home in DeBary’s gated riverfront community of Riviera Bella. This home features solar panels, giving the next owner the opportunity to benefit from improved energy efficiency and help offset rising utility costs from day one. A brand-new luxury Jacuzzi hot tub is also included, creating a private outdoor retreat where you can unwind, entertain, and enjoy the Florida lifestyle right at home. Offering 4 bedrooms, 2 bathrooms, 1,836 square feet of living space, and a 2-car garage, this home combines newer construction convenience with thoughtful details throughout. From the moment you arrive, the home delivers strong curb appeal with manicured landscaping, paver driveway details, exterior lighting, a Ring camera, and the added benefit of no home directly in front, creating a more open and private feel. Inside, you are welcomed by tile flooring throughout the main living areas, two-panel interior doors, a coat closet upon entry, and a bright open-concept layout designed for everyday comfort and easy entertaining. The kitchen features granite countertops, a natural gas range, walk-in pantry, stainless steel undermount sink, and generous prep and storage space, making it both stylish and functional for daily living. The main living area is enhanced by a custom panel-detailed accent wall, creating a beautiful focal point. Sliding glass doors lead out to the patio and privacy-fenced backyard, where the brand-new luxury Jacuzzi hot tub creates the perfect place to relax after a long day. Backing to an empty lot, the outdoor space offers added privacy and a peaceful setting for quiet evenings, weekend gatherings, or enjoying the Florida sunshine. The primary suite offers a spacious retreat with dual vanities, a walk-in shower, private toilet closet, and custom built-ins in the primary closet for elevated organization. Located in Riviera Bella, residents enjoy a resort-style lifestyle with a gated entrance, clubhouse, pool, fitness center, playground, splash pad, park, picnic areas, and private community boat ramp with access to the St. Johns River. This golf cart-friendly community makes it easy to enjoy the neighborhood lifestyle, with boating, outdoor recreation, and local favorites nearby. Just minutes away, DeBary Golf & Country Club offers golf and a social club atmosphere, while Swamp House Riverfront Grill is a beloved waterfront spot with laid-back live music and strong local following. The community is ideally positioned near the DeBary SunRail Station, I-4, Lake Mary/Heathrow, local dining, shopping, golf, and the outdoor recreation that makes the St. Johns River lifestyle so desirable. With solar panels, a brand-new luxury Jacuzzi hot tub, privacy fencing, designer touches, and a prime Riviera Bella location, 623 Lazio Circle offers the perfect blend of comfort, efficiency, and resort-style living. Schedule your showing today. Use our preferred lender and receive up to $2,000 toward closing costs. First responders and military members ask about our appreciation discount. Exclusive VA 0% down financing available for those who qualify, plus rate buydown options available. Move up to this home and we’ll buy yours subject to conditions.

The essentials

Built
2023
Price / sqft
$226
On market
154 days
Annual tax
$4,929
HOA
$450/qtr
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Fitness center too
2 car garage
Covered
5,663 sqft lot
Lot size
1,836 sqft
Living area

Payment

Est. monthly payment
$2,932/mo
Down payment (20%)
$82,980
Property taxes
$411/mo
HOA
$450/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
5,663 sqft
Cooling
Central Air
Heating
Electric
Parking
Covered, Driveway
Days on Market
154
Built-in Features
Ceiling Fans(s)
Dry Bar
Eat-in Kitchen
Open Floorplan
Smart Home
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Private Yard
Sidewalk
Clubhouse
Fitness Center
Gated Community - Guard
Golf Carts OK
Park
Playground
Pool
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Debary Elem
Middle
River Springs Middle School
High
University High School-VOL

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,929
Parcel #
9006-03-00-2380

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Riviera Bella Un 9b
County
Volusia
MLS Area
32713 - Debary
Lot Size
5,663 sqft
LandscapedPaved
HOA
$450/qtr
Premier Association Management

Price history

Date
Event
Price
8/20/2026
Price change
Source: Stellar MLS #O6406891
$414,900-1.0%
$226/sqft
-
Price change
Source: Stellar MLS #O6406891
$418,900-0.7%
$228/sqft
5/10/2026
Listed for sale
Source: Stellar MLS #O6406891
$421,900
$230/sqft

Neighborhood

623 Lazio Cir
Debary, FL, 32713 · 32713 - Debary

Market insights

Offer Insights

Choose an offer strength

List price: $414,900
$412,500 – $414,900
99.5% – 100% of listTops out right at the list price
80% of listList price
95 of the last 178 home closings in 32713 landed at this number or higher (53%). The median one sat 25 days before it went under contract, and this one is on day 154 after a $7,000 cut.

Sample: 178 closed home sales in 32713 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,932/mo
Principal & interest$2,164
Property taxes$411
Insurance$207
HOA$150
Down payment20% · $82,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$414,900

$226 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,836 sq ft

Time on market

154 days

Year built

2023

Monthly payment

About $2,932/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,929 annual tax bill, insurance, and the $450/qtr HOA fee.

HOA fee

$450/qtr

Managed by Premier Association Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDESIGN OR LIST IT INCListing agent: Taylor BenfieldListing data from Stellar MLS, MLS# O6406891.

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