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Overview

3 bd2 ba1,612 sqft4 car garageSingle Family
TypeSingle Family
HOANone listed
Built1986
Lot165,207 sqft
Living area1,612 sqft
Price / sqft$357
Garage4 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenThermostatWet BarLightingDishwasherRangeRefrigeratorWater Softener

3915 S Spaniel Trl is a 1986-built home in Brookwood Acres Unrec, Inverness. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,612 square feet of living space. Listed at $575,000 (about $357/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to your private slice of Florida living, where space and everyday comfort come together on over 3 acres of land. Built in 1986, this custom home offers over 1,600 square feet of open-concept living with well-maintained carpet and tile throughout, creating a comfortable feel from the moment you walk in. The kitchen flows seamlessly into the main living areas, ideal for entertaining or simply enjoying the space, and comes fully equipped with all appliances, including washer, dryer, refrigerator, and dishwasher. The split floor plan features three spacious bedrooms and two bathrooms, including a primary suite with 2 separate closets for added convenience. Step outside to a backyard designed for how buyers actually want to live—complete with a detached workshop/garage combo! The options are endless! The water softener, water heater, AC, exterior paint, and electrical panel are less than 3 years old for added peace of mind. The property boasts more than ample room for boats, RVs, or future additions, as well as over 700 feet of water frontage on a canal connected to the Tsala-Apopka chain of lakes! Just minutes to boat ramps, golf, shopping, dining, and more. Properties offering this combination of land and fully built-out outdoor living are hard to find—schedule your private showing before it’s gone.

The essentials

Built
1986
Price / sqft
$357
On market
145 days
Annual tax
$4,121
Flood zone
X · Low risk
Lot
165,207 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
Waterfront
Canal - Brackish
4 car garage
Workshop in Garage
3.79 acres
Lot size
1,612 sqft
Living area

Payment

Est. monthly payment
$3,630/mo
Down payment (20%)
$115,000
Property taxes
$343/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
165,207 sqft
Cooling
Central Air
Heating
Central
Parking
Workshop in Garage
Waterfront
Canal - Brackish, Canal - Freshwater, Lake Privileges
Days on Market
145
Eat-in Kitchen
Thermostat
Wet Bar
Lighting
Dishwasher
Range
Refrigerator
Water Softener
Elementary
Inverness Primary School
High
Citrus High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,121
Parcel #
20E-19S-26-0000-13000-0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Brookwood Acres Unrec
County
Citrus
MLS Area
34450 - Inverness
Lot Size
165,207 sqft

Price history

Date
Event
Price
5/17/2026
Listed for sale
Source: Stellar MLS #O6408634
$575,000
$357/sqft

Neighborhood

3915 S Spaniel Trl
Inverness, FL, 34450 · 34450 - Inverness

Market insights

Offer Insights

Choose an offer strength

List price: $575,000
$560,000 – $575,000
97.3% – 100% of listTops out right at the list price
80% of listList price
29 of the last 56 home closings in 34450 landed at this number or higher (52%). The median one sat 39 days before it went under contract, and this one is on day 145.

Sample: 56 closed home sales in 34450 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,630/mo
Principal & interest$2,999
Property taxes$343
Insurance$288
Down payment20% · $115,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$575,000

$357 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,612 sq ft

Time on market

145 days

Year built

1986

Monthly payment

About $3,630/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,121 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byOLYMPUS EXECUTIVE REALTY INCListing agent: Matt MacNabListing data from Stellar MLS, MLS# O6408634.

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