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Overview

5 bd3 ba2,587 sqft3 car garageSingle Family
TypeSingle Family
HOA$150/mo
Built2026
Lot9,147 sqft
Living area2,587 sqft
Price / sqft$166
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
GRAND OAKS MANOR
Type
Single Family Residence

True monthly carry

HOA
~$150/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

High CeilingsOpen FloorplanWalk-in Closet(s)ClubhouseCommunity MailboxDeed RestrictionsDog ParkFitness Center

4550 Live Oak Trl is a 2026-built home in Grand Oaks Manor, Oxford. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,587 square feet of living space. Listed at $428,990 (about $166/sqft), 108 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $150 monthly.

From the listing

Under Construction. Welcome to Grand Oaks Manor in Oxford! This beautifully designed Key Largo floor plan offers 2,587 sq. ft. with 5 bedrooms, 3 bathrooms and a 3-car garage. The open-concept design is ideal for entertaining and everyday living, featuring luxury vinyl plank flooring, upgraded carpet, quartz countertops and premium soft-close cabinetry. The gourmet kitchen is complete with stainless steel appliances, a gas range, French door refrigerator and stylish tile backsplash. The spacious owner's retreat boasts a large walk-in closet and an elegant tiled shower. Enjoy outdoor living year-round on the covered, screened lanai, while the paver driveway, walkway and entry add exceptional curb appeal. Conveniently located in sought-after Grand Oaks Manor, just minutes from shopping, dining, entertainment and The Villages®, this home offers the perfect combination of luxury, comfort and convenience.

The essentials

Built
2026
Price / sqft
$166
On market
112 days
Annual tax
$430
HOA
$150/mo
Flood zone
X · Low risk
Lot
9,147 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Fitness center too
3 car garage
9,147 sqft lot
Lot size
2,587 sqft
Living area

Payment

Est. monthly payment
$2,637/mo
Down payment (20%)
$85,798
Property taxes
$36/mo
HOA
$150/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
9,147 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
112
High Ceilings
Open Floorplan
Walk-in Closet(s)
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Golf Carts OK
Playground
Pool
Sidewalks
Dishwasher
Disposal
Microwave
Range
Refrigerator
Tankless Water Heater
Elementary
Wildwood Elementary
Middle
Wildwood Middle
High
Wildwood High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$430
Parcel #
D20H077

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Grand Oaks Manor
County
Sumter
MLS Area
34484 - Oxford
Lot Size
9,147 sqft
Corner Lot
HOA
$150/mo
Grand Oaks Manor Property Owner's Association

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #O6418506
$428,990-4.5%
$166/sqft
-
Price change
Source: Stellar MLS #O6418506
$448,990-15.3%
$174/sqft
6/19/2026
Listed for sale
Source: Stellar MLS #O6418506
$529,990
$205/sqft

Neighborhood

4550 Live Oak Trl
Oxford, FL, 34484 · 34484 - Oxford

Market insights

Offer Insights

Choose an offer strength

List price: $428,990
$417,500 – $428,990
97.5% – 100% of listTops out right at the list price
80% of listList price
27 of the last 52 home closings in 34484 landed at this number or higher (52%). The median one sat 51 days before it went under contract, and this one is on day 112 after a $101,000 cut.

Sample: 52 closed home sales in 34484 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,638/mo
Principal & interest$2,237
Property taxes$36
Insurance$214
HOA$150
Down payment20% · $85,798
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$428,990

$166 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,587 sq ft

Time on market

112 days

Year built

2026

Monthly payment

About $2,637/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $430 annual tax bill, insurance, and the $150/mo HOA fee.

HOA fee

$150/mo

Managed by Grand Oaks Manor Property Owner's Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLENNAR REALTYListing agent: Ben GoldsteinListing data from Stellar MLS, MLS# O6418506.

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