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Active
$579,000
3728 Cold Creek Dr, Valrico, FL, 33596
$249/sqft·Bloomingdale Sec P Q
Est. $3,020/moSee payment4
beds
3
baths
2,321
sqft
2
garage
Listed by RDS REALTY, LLC· Last updated · MLS# O6419543
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About this home
ThermostatSidewalkDishwasherMicrowaveRangeRefrigerator
3728 Cold Creek Dr is a 1996-built home in Bloomingdale Sec P Q, Valrico. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,321 square feet of living space. Listed at $579,000 (about $249/sqft), 62 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
From the listing
Fully renovated luxury pool home with no HOA, offering 4 spacious bedrooms, a versatile bonus room, 3 beautifully updated bathrooms, and an oversized 2-car garage. This exceptional residence features an open-concept design with high-end finishes throughout, including a stunning gourmet kitchen with natural stone countertops, custom cabinetry, designer lighting, and spacious walk-in closets. Enjoy seamless indoor-outdoor living with a private saltwater pool, screened enclosure, covered entertainment areas, and professionally landscaped grounds. Additional highlights include modern energy-efficient upgrades, smart home features, premium water filtration systems, EV charging capability, and top-rated schools nearby. This truly turnkey property combines luxury, comfort, and functionality, making it a rare opportunity for buyers seeking a move-in-ready home with resort-style living.
The essentials
Built
1996
Price / sqft
$249
On market
63 days
Annual tax
$6,874
Flood zone
X · Low risk
Lot
8,050 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
1996
Lot
8,050 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
63
Thermostat
Sidewalk
Dishwasher
Microwave
Range
Refrigerator
Elementary
Alafia-HB
Middle
Burns-HB
High
Bloomingdale-HB
Districts can re-zone, so verify directly with the district before relying on these.
Flood Zone X
Annual Tax (2025)
$6,874
Parcel #
U-07-30-21-36E-000005-00043.0
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Bloomingdale Sec P Q
County
Hillsborough
MLS Area
33596 - Valrico
Lot Size
8,050 sqft
Date
Event
Price
8/26/2026
Price change
Source: Stellar MLS #O6419543
$579,000-3.3%
$249/sqft
—
Price change
Source: Stellar MLS #O6419543
$599,000-4.2%
$258/sqft
6/24/2026
Listed for sale
Source: Stellar MLS #O6419543
$625,000
$269/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$3,893
Principal, interest, tax, insurance
- P&I$3,020
- Tax$573
- Insurance$300
Loan Amount
$463,200
Down Payment %
20.0%
First Year Summary
Principal
$4,890
Interest
$31,347
Balance
$458,310
Total Interest
$623,898
Total Cost
$1,087,098
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