Overview
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About this home
3728 Cold Creek Dr is a 1996-built home in Bloomingdale Sec P Q, Valrico. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,321 square feet of living space. Listed at $579,000 (about $249/sqft), 108 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Fully renovated luxury pool home with no HOA, offering 4 spacious bedrooms, a versatile bonus room, 3 beautifully updated bathrooms, and an oversized 2-car garage. This exceptional residence features an open-concept design with high-end finishes throughout, including a stunning gourmet kitchen with natural stone countertops, custom cabinetry, designer lighting, and spacious walk-in closets. Enjoy seamless indoor-outdoor living with a private saltwater pool, screened enclosure, covered entertainment areas, and professionally landscaped grounds. Additional highlights include modern energy-efficient upgrades, smart home features, premium water filtration systems, EV charging capability, and top-rated schools nearby. This truly turnkey property combines luxury, comfort, and functionality, making it a rare opportunity for buyers seeking a move-in-ready home with resort-style living.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$579,000
$249 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,321 sq ft
Time on market
108 days
Year built
1996
Monthly payment
About $3,882/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,874 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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