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About this home
3295 Safe Harbor Ln is a 2002-built home in The Cove, Lake Mary. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,540 square feet of living space. Listed at $654,900 (about $185/sqft), 96 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $300 quarterly.
Welcome to this spacious, one-owner home located in the highly desirable gated community of The Cove in Lake Mary. Lovingly maintained and smoke-free, this impressive two-story residence offers 5 bedrooms, 4 full bathrooms, and the perfect blend of luxury, comfort, and everyday convenience. Situated on a generously sized lot with no rear-facing neighbors, the expansive backyard provides plenty of space for children to play, outdoor entertaining, or future backyard enhancements. The thoughtfully designed floor plan welcomes you with a grand foyer that opens to elegant formal living and dining areas, a spacious family room, and a versatile bonus room ideal for a home office or study. The first-floor primary suite offers privacy and convenience, while a full guest bathroom and dedicated laundry room complete the main level. Upstairs, you'll find a second primary suite with its own private bath, generously sized secondary bedrooms, and a spacious activity room perfect for a media room, playroom, or additional living space. Recent updates provide peace of mind, including a new HVAC system installed in 2025 and a new roof installed in 2021. A spacious three-car garage offers abundant parking and storage. Ideally located near top-rated Seminole County schools, this home is just minutes from SR 417, providing easy access to Orlando Sanford International Airport and the greater Orlando area. Enjoy the convenience of being within walking distance to SunRail, shopping, dining, and everyday amenities. This exceptional home combines space, location, and value in one outstanding package. Don't miss this opportunity—call or text today to schedule your private showing before it's gone!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$654,900
$185 per sq ft
Beds and baths
5 beds, 4 baths
Size
3,540 sq ft
Time on market
96 days
Year built
2002
Monthly payment
About $4,522/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,148 annual tax bill, insurance, and the $300/qtr HOA fee.
HOA fee
$300/qtr
Managed by Joe Paladino.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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