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Overview

4 bd2 ba1,601 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2023
Lot40,511 sqft
Living area1,601 sqft
Price / sqft$206
Garage2 car

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About this home

Ceiling Fans(s)Open FloorplanSplit BedroomWalk-in Closet(s)Convection OvenCooktopDishwasherDisposal

4405 Susan St is a 2023-built home in Flagler Estates, Hastings. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,601 square feet of living space. Listed at $329,500 (about $206/sqft), 49 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Buyer could be eligible for up to $17,500 in closing cost and down payment assistance with preferred lender! Enjoy peaceful country living in Flagler Estates! Situated on over an acre with no HOA or CDD fees, this beautifully maintained 4-bedroom, 2-bath home, built in 2023, offers modern comfort and privacy. The open-concept layout features a split-bedroom floor plan, durable laminate and tile flooring, and a spacious kitchen with granite countertops, solid wood cabinets, stainless steel appliances, and ample storage. The primary suite includes a tiled walk-in shower, while the oversized lot provides plenty of room for RVs, boats, gardening, or outdoor entertaining. Conveniently located with easy access to St. Augustine, Palm Coast, Palatka, shopping, dining, and Florida's beautiful beaches, this home offers the perfect balance of rural charm and everyday convenience.

The essentials

Built
2023
Price / sqft
$206
On market
92 days
Annual tax
$3,686
Flood zone
X · Low risk
Lot
40,511 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
2 car garage
Driveway
0.93 acres
Lot size
1,601 sqft
Living area

Payment

Est. monthly payment
$2,190/mo
Down payment (20%)
$65,900
Property taxes
$307/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
40,511 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
92
Ceiling Fans(s)
Open Floorplan
Split Bedroom
Walk-in Closet(s)
Convection Oven
Cooktop
Dishwasher
Disposal
Microwave
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,686
Parcel #
050620-1436

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Flagler Estates
County
St Johns
MLS Area
32145 - Hastings
Lot Size
40,511 sqft

Price history

Date
Event
Price
7/9/2026
Listed for sale
Source: Stellar MLS #O6423896
$329,500
$206/sqft

Neighborhood

4405 Susan St
Hastings, FL, 32145 · 32145 - Hastings

Market insights

Offer Insights

Choose an offer strength

List price: $329,500
$320,000 – $329,500
97.4% – 100% of listTops out right at the list price
80% of listList price
26 of the last 50 home closings in 32145 landed at this number or higher (52%). The median one sat 79 days before it went under contract, and this one is on day 92.

Sample: 50 closed home sales in 32145 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,190/mo
Principal & interest$1,718
Property taxes$307
Insurance$165
Down payment20% · $65,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$329,500

$206 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,601 sq ft

Time on market

92 days

Year built

2023

Monthly payment

About $2,190/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,686 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDOGWOOD REALTYListing agent: Elaine SamaanListing data from Stellar MLS, MLS# O6423896.

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