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Overview

2 bd2 ba927 sqftSingle Family
TypeSingle Family
HOA$470/yr
Built1976
Lot7,553 sqft
Living area927 sqft
Price / sqft$186

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

ClubhouseGolfPoolTennis Court(s)

13516 Santa Rosa Ave is a 1976-built home in Port Charlotte Sec 066, Port Charlotte. Inside you'll find 2 bedrooms, 2 bathrooms, and 927 square feet of living space. Listed at $172,000 (about $186/sqft), 65 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $470 annually.

From the listing

Auction Property. 2-bedroom, 2 bath, 927 square foot single level home sitting on 7,553 square foot lot in the Gardens of Gulf Cove. Amenities includes a clubhouse, community pool, shuffleboard, and tennis and basketball courts. Make it your own. Jump on this great deal before its gone! The purchaser should also be aware that they may not rent out the property until they have owned for at least 1 full year. All buyers are responsible to confirm City, County, Zoning, Tax, and other records to their satisfaction before bidding. No inspection contingencies in contract. Absolutely no repairs before closing. This property is sold As-Is. This is a REO auction property.

The essentials

Built
1976
Price / sqft
$186
On market
88 days
Annual tax
$1,482
HOA
$470/yr
Flood zone
X500 · Low risk
Lot
7,553 sqft
Type
Single Family Residence

At a glance

Single family
Built 1976
Community pool
Shared amenity
7,553 sqft lot
Lot size
927 sqft
Living area

Payment

Est. monthly payment
$1,146/mo
Down payment (20%)
$34,400
Property taxes
$124/mo
HOA
$470/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1976
Lot
7,553 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
88
Clubhouse
Golf
Pool
Tennis Court(s)
Flood Zone X500
Annual Tax (2025)
$1,482
Parcel #
412105428013

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 066
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
7,553 sqft
HOA
$470/yr
Gardens of Gulf Cove

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #O6424820
$172,000-4.4%
$186/sqft
-
Price change
Source: Stellar MLS #O6424820
$180,000-6.4%
$194/sqft
7/13/2026
Listed for sale
Source: Stellar MLS #O6424820
$192,400
$208/sqft

Neighborhood

13516 Santa Rosa Ave
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $172,000
$165,000 – $172,000
95.7% – 100% of listTops out right at the list price
80% of listList price
231 of the last 457 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 88 after a $20,400 cut.

Sample: 457 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,146/mo
Principal & interest$897
Property taxes$124
Insurance$86
HOA$39
Down payment20% · $34,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$172,000

$186 per sq ft

Beds and baths

2 beds, 2 baths

Size

927 sq ft

Time on market

88 days

Year built

1976

Monthly payment

About $1,146/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,482 annual tax bill, insurance, and the $470/yr HOA fee.

HOA fee

$470/yr

Managed by Gardens of Gulf Cove.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREALHOME SERVICE & SOLUTIONS INCListing agent: Jamarr ZellnerListing data from Stellar MLS, MLS# O6424820.

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