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Overview

4 bd3 ba2,154 sqft2 car garageSingle Family
TypeSingle Family
HOA$100/mo
Built2026
Lot7,000 sqft
Living area2,154 sqft
Price / sqft$186
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
OAKSTONE FARMS
Type
Single Family Residence

True monthly carry

HOA
~$100/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Eat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSmart HomeSplit BedroomStone CountersThermostat

8646 Oakstone Cir is a 2026-built home in Oakstone Farms, Leesburg. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,154 square feet of living space. Listed at $399,990 (about $186/sqft), 72 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 monthly.

From the listing

Under Construction. Set within Oakstone Farms, a thoughtfully planned community surrounded by the beauty and recreation of Florida's renowned Harris Chain of Lakes, this location captures the spirit of relaxed, active living. More than 50,000 acres of sparkling waterways stretch across eight scenic lakes connected by winding canals, creating endless opportunities for boating, fishing, and memorable days on the water. Within the neighborhood, dedicated greenspace, a dog park, and a tot lot provide inviting spaces to unwind, while the charm of Mount Dora and Tavares brings boutique shopping, dining, and vibrant festivals to the area. Everyday conveniences are just minutes away in Leesburg, only 5.5 miles from the community, all complemented by a super low HOA. This homesite sits on a pond, delivering beautiful water views right from the property. The Miramar home design reflects this lifestyle from the moment you arrive, with a driveway and entry adorned with brick pavers, an 8' front door, and durable architectural shingles that set a welcoming, polished tone. Landscaping with irrigation wraps the front and sides of the home, keeping the exterior lush year-round. Step through the foyer to find 9'4" ceilings and ceramic tile floors throughout the main areas, combining to create an elegant and inviting first impression. The open floor plan flows seamlessly from room to room, with the great room bathed in natural light. Triple-panel patio doors extend the space to a 9'4" screened-in lanai, ideal for relaxing, entertaining, or enjoying the outdoors year-round. The gourmet kitchen blends style and functionality with a large quartz-topped island, stainless steel appliances including a gas range, and a spacious pantry, designed to accommodate meal prep, hosting, or casual dining alike. Tucked privately at the rear, the primary suite provides a serene retreat with plush carpet underfoot, a generous walk-in closet, and a spa-inspired bath featuring an oversized tiled shower with glass enclosure and a conveniently placed linen closet. Three additional bedrooms, each finished with comfortable carpet, are positioned near the foyer, including one with a private bath, well suited as a guest room, home office, or fitness space. A secondary bathroom includes a tiled shower and tub combination. Everyday convenience continues with a centrally located laundry room including a washer and gas dryer, a gas tankless water heater for efficient, on-demand hot water, and a built-in Smart Home Package featuring a Ring Video Doorbell, smart thermostat, keyless entry smart door lock, and Deako switches. The spacious two-car garage provides ample storage, while the full builder warranty adds lasting peace of mind. With its thoughtful design, seamless indoor-outdoor living, pond views, and the natural beauty and recreational lifestyle of Oakstone Farms and the Harris Chain of Lakes all around it, the Miramar blends comfort, style, and Florida living at its finest.

The essentials

Built
2026
Price / sqft
$186
On market
72 days
Annual tax
$239
HOA
$100/mo
Flood zone
X · Low risk
Lot
7,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Waterfront
Pond
2 car garage
Driveway
7,000 sqft lot
Lot size
2,154 sqft
Living area

Payment

Est. monthly payment
$2,406/mo
Down payment (20%)
$79,998
Property taxes
$20/mo
HOA
$100/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,000 sqft
Cooling
Central Air
Heating
Natural Gas
Parking
Driveway, Garage Door Opener
Waterfront
Pond
Days on Market
72
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Rain Gutters
Dog Park
Playground
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Tankless Water Heater
Washer
Elementary
Leesburg Elementary
Middle
Oak Park Middle
High
Leesburg High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$239
Parcel #
09-19-25-0010-000-01400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oakstone Farms
County
Lake
MLS Area
34788 - Leesburg / Haines Creek
Lot Size
7,000 sqft
Landscaped
HOA
$100/mo
Care of Maronda Homes

Price history

Date
Event
Price
9/17/2026
Price change
Source: Stellar MLS #O6429569
$399,990-4.5%
$186/sqft
7/30/2026
Listed for sale
Source: Stellar MLS #O6429569
$418,990
$195/sqft

Neighborhood

8646 Oakstone Cir
Leesburg, FL, 34788 · 34788 - Leesburg / Haines Creek

Market insights

Offer Insights

Choose an offer strength

List price: $399,990
$390,000 – $399,990
97.6% – 100% of listTops out right at the list price
80% of listList price
65 of the last 128 home closings in 34788 landed at this number or higher (51%). The median one sat 54 days before it went under contract, and this one is on day 72 after a $19,000 cut.

Sample: 128 closed home sales in 34788 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,406/mo
Principal & interest$2,086
Property taxes$20
Insurance$200
HOA$100
Down payment20% · $79,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,990

$186 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,154 sq ft

Time on market

72 days

Year built

2026

Monthly payment

About $2,406/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $239 annual tax bill, insurance, and the $100/mo HOA fee.

HOA fee

$100/mo

Managed by Care of Maronda Homes.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byNEW HOME STAR FLORIDA LLCListing agent: Charles PennantListing data from Stellar MLS, MLS# O6429569.

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