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Overview

2 bd2 ba1,615 sqft1 car garageSingle Family
TypeSingle Family
HOA$418.08/mo
Built2023
Lot5,402 sqft
Living area1,615 sqft
Price / sqft$176
Garage1 car

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About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsIN Wall Pest SystemLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main Floor

16890 Forge Surf St is a 2023-built home in Angeline Ph 1a 1b 1c & 1d, Land O Lakes. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,615 square feet of living space. Listed at $284,900 (about $176/sqft), 72 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $418.08 monthly.

From the listing

BEAUTIFULLY UPGRADED BETTER THAN NEW END-UNIT VILLA WITH AN OVERSIZED LOT AND EXCEPTIONAL CONSERVATION SETTING. Welcome to this immaculate 2-bedroom, 2-bath end-unit villa with a versatile FLEX room in Angeline’s premier 55+ community. Built in 2023, this beautifully maintained home combines newer construction with thoughtful owner upgrades and a particularly desirable homesite. One of this property’s most distinctive features is its rare conservation setting with extra backyard open space. With no homes directly behind you, approximately 30 feet of open space separates the rear of the home from the conservation vegetation, providing a beautiful sense of space, privacy and distance while preserving the peaceful natural backdrop. The oversized lot makes this home even more special. Inside, the bright, open floor plan flows naturally between the kitchen, dining and living areas. An added bonus of this end-unit villa is the amazing natural light provided by 7 windows, creating a bright and welcoming atmosphere throughout the home. Thoughtfully situated for privacy, this end-unit villa offers a wonderful sense of separation and the feel of a single-family home. A separate FLEX room with a stylish barn door offers the versatility of a home office, den, hobby room or additional guest space. Thoughtful improvements add comfort, convenience and value throughout the home, including a whole-house water filtration system, reverse-osmosis drinking-water system, upgraded ceiling fans, statement chandelier in the primary suite, custom wood dining chandelier, enhanced primary walk-in closet, garage storage shelving and sealed pavers. The screened lanai extends the living space outdoors and provides a wonderful place to relax, entertain or simply enjoy the peaceful surroundings. Exceptionally well maintained and lightly used, this home offers a truly move-in-ready opportunity where many of the upgrades buyers typically add after purchasing have already been completed. Enjoy the lifestyle Angeline is known for, with resort-style amenities including a clubhouse, pool, fitness center, pickleball and bocce courts, billiards, walking and biking opportunities, social activities and more. The $526 monthly fee includes internet, clubhouse, fitness center, pool, pickleball courts, irrigation, lawn, exterior maintenance, roof, and paint. Angeline is also home to Moffitt Cancer Center’s expanding Speros campus, a major healthcare and research development bringing world-class cancer care, research and innovation to the community. Nearly new, beautifully upgraded and positioned on an oversized lot with an exceptional conservation setting, 16890 Forge Surf Street offers a combination of privacy, open space and thoughtful improvements that is difficult to duplicate. Seller is prepared to accommodate a quick closing for buyers looking to move without delay.

The essentials

Built
2023
Price / sqft
$176
On market
72 days
Annual tax
$4,460
HOA
$418.08/mo
Flood zone
X · Low risk
Lot
5,402 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Fitness center too
1 car garage
Driveway
5,402 sqft lot
Lot size
1,615 sqft
Living area

Payment

Est. monthly payment
$2,418/mo
Down payment (20%)
$56,980
Property taxes
$372/mo
HOA
$418.08/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
5,402 sqft
Cooling
Central Air
Heating
Heat Recovery Unit
Parking
Driveway
Days on Market
72
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Sprinkler Metered
Clubhouse
Fitness Center
Golf Carts OK
Irrigation-reclaimed Water
Pool
Built-in Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Freezer
Ice Maker
Range
Refrigerator
Washer
Water Filtration System
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$4,460
Parcel #
18-25-18-007.0-000.00-181.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Angeline Ph 1a 1b 1c & 1d
County
Pasco
MLS Area
34638 - Land O Lakes
Lot Size
5,402 sqft
HOA
$418.08/mo
Jessica Mesa

Price history

Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #O6429625
$284,900-1.7%
$176/sqft
-
Price change
Source: Stellar MLS #O6429625
$289,900-3.0%
$180/sqft
7/30/2026
Listed for sale
Source: Stellar MLS #O6429625
$299,000
$185/sqft

Neighborhood

16890 Forge Surf St
Land O Lakes, FL, 34638 · 34638 - Land O Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $284,900
$282,500 – $284,900
99.5% – 100% of listTops out right at the list price
80% of listList price
194 of the last 336 home closings in 34638 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 72 after a $14,100 cut.

Sample: 336 closed home sales in 34638 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,418/mo
Principal & interest$1,486
Property taxes$372
Insurance$142
HOA$418
Down payment20% · $56,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$284,900

$176 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,615 sq ft

Time on market

72 days

Year built

2023

Monthly payment

About $2,418/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,460 annual tax bill, insurance, and the $418.08/mo HOA fee.

HOA fee

$418.08/mo

Managed by Jessica Mesa.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHEVON EATONListing agent: Chevon EatonListing data from Stellar MLS, MLS# O6429625.

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