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Overview

4 bd3 ba2,487 sqft2 car garageSingle Family
TypeSingle Family
HOA$290/yr
Built1992
Lot6,741 sqft
Living area2,487 sqft
Price / sqft$201
Garage2 car

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About this home

Eat-in KitchenHigh CeilingsPrimary Bedroom Main FloorWalk-in Closet(s)SidewalkCommunity MailboxPlaygroundPool

12879 Waterhaven Cir is a 1992-built home in Waterford Lakes Tr N07 Ph 01, Orlando. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,487 square feet of living space. Listed at $499,000 (about $201/sqft), 53 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $290 annually.

From the listing

Coffee by the water. Afternoons in the pool. Evenings beside the fireplace. At 12879 Waterhaven Circle, everyday moments unfold against a pond backdrop in the heart of East Orlando’s Waterford Lakes Trails. This two-story, four-bedroom pool home welcomes you through double doors into a light-filled plan where soaring ceilings, graceful arches and a dramatic wall of windows create an immediate sense of openness. Defined living and dining rooms offer distinct gathering spaces. The kitchen, with white cabinetry, generous counter space, a breakfast bar, pantry and sunny breakfast nook, connects seamlessly to the family room and its fireplace. Sliding doors bring the pool and water views into the main living areas, creating an easy flow for quiet mornings, casual meals and entertaining. The first-floor primary suite is privately positioned and features a vaulted ceiling, walk-in closet and en suite bath with dual sinks, a soaking tub and separate shower. Upstairs, an open loft overlooks the living space and connects three secondary bedrooms, offering flexibility for guests, work, hobbies, media or fitness. A main-level laundry room, additional storage and two-car garage support the practical side of everyday living. Outside, the expansive screened enclosure becomes a natural extension of the home, featuring a solar-heated, chlorinated swimming pool, generous deck space and a wide-open pond view beyond the lawn. Swim, dine, unwind or simply watch the changing sky over the water. Notable updates include a 2019 roof and 2018 A/C. The lifestyle continues throughout Waterford Lakes, where residents enjoy a community pool, walking track, playground, dog parks, sports fields and courts for tennis, pickleball, basketball, racquetball and volleyball. Waterford Lakes Town Center places shopping, dining, services, movies and entertainment close at hand, while UCF, Valencia College East Campus, Central Florida Research Park, AdventHealth East Orlando and Orlando Health Emergency Room–Waterford Lakes support education, employment and healthcare needs. Convenient access to Alafaya Trail and SR 408, with connections to SR 417, links the community with downtown Orlando, Orlando International Airport and destinations throughout Central Florida. This is a home with room to live, a setting that invites you to slow down and a location that keeps life moving forward.

The essentials

Built
1992
Price / sqft
$201
On market
57 days
Annual tax
$3,196
HOA
$290/yr
Flood zone
X · Low risk
Lot
6,741 sqft
Type
Single Family Residence

At a glance

Single family
Built 1992
Waterfront
Pond
Private pool
Heated
2 car garage
Driveway
6,741 sqft lot
Lot size

Payment

Est. monthly payment
$3,142/mo
Down payment (20%)
$99,800
Property taxes
$266/mo
HOA
$290/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1992
Lot
6,741 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Garage Door Opener
Pool
In Ground, Screen Enclosure, Solar Heat
Waterfront
Pond
Days on Market
57
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Walk-in Closet(s)
Sidewalk
Community Mailbox
Playground
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Waterford Elem
Middle
Discovery Middle
High
Timber Creek High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,196
Parcel #
34-22-31-9055-00-520

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterford Lakes Tr N07 Ph 01
County
Orange
MLS Area
32828 - Orlando/Alafaya/Waterford Lakes
Lot Size
6,741 sqft
LandscapedSidewalkPaved
HOA
$290/yr
Waterford Park

Price history

Date
Event
Price
9/14/2026
Price change
Source: Stellar MLS #O6431145
$499,000-2.2%
$201/sqft
-
Price change
Source: Stellar MLS #O6431145
$510,000-1.9%
$205/sqft
8/13/2026
Listed for sale
Source: Stellar MLS #O6431145
$520,000
$209/sqft

Neighborhood

12879 Waterhaven Cir
Orlando, FL, 32828 · 32828 - Orlando/Alafaya/Waterford Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $499,000
$497,500 – $499,000
99.5% – 100% of listTops out right at the list price
80% of listList price
117 of the last 227 home closings in 32828 landed at this number or higher (52%). The median one sat 22 days before it went under contract, and this one is on day 57 after a $21,000 cut.

Sample: 227 closed home sales in 32828 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,142/mo
Principal & interest$2,602
Property taxes$266
Insurance$250
HOA$24
Down payment20% · $99,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,000

$201 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,487 sq ft

Time on market

57 days

Year built

1992

Monthly payment

About $3,142/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,196 annual tax bill, insurance, and the $290/yr HOA fee.

HOA fee

$290/yr

Managed by Waterford Park.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS ADVANTAGE REALTYListing agent: Stacie Brown KellyListing data from Stellar MLS, MLS# O6431145.

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