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About this home
13940 SE 95th CT is a 2004-built home in Spruce Crk CC Windward Hill, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,718 square feet of living space. Listed at $295,000 (about $172/sqft), 52 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.
Virtually Staged. Welcome to 13940 SE 95th Court — where comfort, convenience, and an active Florida lifestyle come together! Located in the sought-after Del Webb Spruce Creek Golf & Country Club, this charming 3-bedroom, 2-bath home offers an inviting split-bedroom floor plan, comfortable living spaces, and the opportunity to enjoy everything this vibrant 55+ gated community has to offer. Step inside to a bright and welcoming interior with an open flow between the living and dining areas. The kitchen provides plenty of cabinetry and workspace, making it easy to prepare meals while staying connected with family and guests. The spacious primary suite offers a relaxing retreat with a private bathroom, while the additional bedrooms provide comfortable accommodations for guests, hobbies, or an office. One of the highlights of the home is the oversized screened-in porch, creating an ideal outdoor living space for morning coffee, afternoon relaxation, or entertaining friends while enjoying Florida's beautiful weather. And then there is the lifestyle! Del Webb Spruce Creek Golf & Country Club is a gated 55+ community with an impressive array of amenities. Residents enjoy multiple swimming pools and spas, a state-of-the-art fitness center with an indoor lap pool, lighted tennis and pickleball courts, bocce ball, shuffleboard, volleyball, softball, horseshoes, walking trails, a dog park, and a full calendar of clubs, activities, and social events. Golf enthusiasts will appreciate Eagle Ridge Golf Club, located within the community, featuring 36 holes of golf across four nine-hole courses, along with a pro shop and practice facilities. Golf is privately operated and separate from the homeowners association. The Horizon Center, a 32,000-square-foot community center, provides a ballroom, billiards, craft and game rooms, meeting spaces, community kitchen, heated pool, spa, bocce and shuffleboard courts. The Lake Vista Recreation Area adds a 14,000-square-foot fitness center, indoor pool, walking trail, softball field, pavilion, and additional outdoor recreation. Peninsula Park offers even more with heated pool and spa, tennis, pickleball, and volleyball. This is more than a home—it is an opportunity to enjoy an active, social, and connected lifestyle in one of Central Florida's established 55+ communities. Come see 13940 SE 95th Court and discover why life at Spruce Creek feels like a permanent vacation!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$295,000
$172 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,718 sq ft
Time on market
52 days
Year built
2004
Monthly payment
About $2,102/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,423 annual tax bill, insurance, and the $214/mo HOA fee.
HOA fee
$214/mo
Managed by Nicole Arias Leland Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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