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Overview

3 bd2 ba1,718 sqft2 car garageSingle Family
TypeSingle Family
HOA$214/mo
Built2004
Lot13,504 sqft
Living area1,718 sqft
Price / sqft$172
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomThermostat

13940 SE 95th CT is a 2004-built home in Spruce Crk CC Windward Hill, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,718 square feet of living space. Listed at $295,000 (about $172/sqft), 52 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.

From the listing

Virtually Staged. Welcome to 13940 SE 95th Court — where comfort, convenience, and an active Florida lifestyle come together! Located in the sought-after Del Webb Spruce Creek Golf & Country Club, this charming 3-bedroom, 2-bath home offers an inviting split-bedroom floor plan, comfortable living spaces, and the opportunity to enjoy everything this vibrant 55+ gated community has to offer. Step inside to a bright and welcoming interior with an open flow between the living and dining areas. The kitchen provides plenty of cabinetry and workspace, making it easy to prepare meals while staying connected with family and guests. The spacious primary suite offers a relaxing retreat with a private bathroom, while the additional bedrooms provide comfortable accommodations for guests, hobbies, or an office. One of the highlights of the home is the oversized screened-in porch, creating an ideal outdoor living space for morning coffee, afternoon relaxation, or entertaining friends while enjoying Florida's beautiful weather. And then there is the lifestyle! Del Webb Spruce Creek Golf & Country Club is a gated 55+ community with an impressive array of amenities. Residents enjoy multiple swimming pools and spas, a state-of-the-art fitness center with an indoor lap pool, lighted tennis and pickleball courts, bocce ball, shuffleboard, volleyball, softball, horseshoes, walking trails, a dog park, and a full calendar of clubs, activities, and social events. Golf enthusiasts will appreciate Eagle Ridge Golf Club, located within the community, featuring 36 holes of golf across four nine-hole courses, along with a pro shop and practice facilities. Golf is privately operated and separate from the homeowners association. The Horizon Center, a 32,000-square-foot community center, provides a ballroom, billiards, craft and game rooms, meeting spaces, community kitchen, heated pool, spa, bocce and shuffleboard courts. The Lake Vista Recreation Area adds a 14,000-square-foot fitness center, indoor pool, walking trail, softball field, pavilion, and additional outdoor recreation. Peninsula Park offers even more with heated pool and spa, tennis, pickleball, and volleyball. This is more than a home—it is an opportunity to enjoy an active, social, and connected lifestyle in one of Central Florida's established 55+ communities. Come see 13940 SE 95th Court and discover why life at Spruce Creek feels like a permanent vacation!

The essentials

Built
2004
Price / sqft
$172
On market
52 days
Annual tax
$2,423
HOA
$214/mo
Flood zone
X · Low risk
Lot
13,504 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Community pool
Shared amenity
2 car garage
Driveway
0.31 acres
Lot size
1,718 sqft
Living area

Payment

Est. monthly payment
$2,102/mo
Down payment (20%)
$59,000
Property taxes
$202/mo
HOA
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
13,504 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
52
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Rain Gutters
Dog Park
Gated Community - Guard
Golf
Handicap Modified
Pool
Restaurant
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Harbour View Elementary School
Middle
Lake Weir Middle School
High
Lake Weir High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,423
Parcel #
6106-078-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Crk CC Windward Hill
County
Marion
MLS Area
34491 - Summerfield
Lot Size
13,504 sqft
In CountyLandscapedPaved
HOA
$214/mo
Nicole Arias Leland Management

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #O6435162
$295,000-1.7%
$172/sqft
-
Price change
Source: Stellar MLS #O6435162
$300,000-6.2%
$175/sqft
8/20/2026
Listed for sale
Source: Stellar MLS #O6435162
$320,000
$186/sqft

Neighborhood

13940 SE 95th CT
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $295,000
$290,000 – $295,000
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 52 after a $25,000 cut.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,102/mo
Principal & interest$1,539
Property taxes$202
Insurance$148
HOA$214
Down payment20% · $59,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$295,000

$172 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,718 sq ft

Time on market

52 days

Year built

2004

Monthly payment

About $2,102/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,423 annual tax bill, insurance, and the $214/mo HOA fee.

HOA fee

$214/mo

Managed by Nicole Arias Leland Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMARK SPAIN REAL ESTATEListing agent: Christine LandrauListing data from Stellar MLS, MLS# O6435162.

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