12728 Charmed Drive, photo 1
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Overview

5 bd5 ba3,231 sqft2 car garageSingle Family
TypeSingle Family
HOA$300/mo
Built2024
Lot7,656 sqft
Living area3,231 sqft
Price / sqft$254
Garage2 car

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About this home

Kitchen/Family Room ComboPrimarybedroom UpstairsSmart HomeSidewalkSprinkler MeteredClubhouseCommunity MailboxDeed Restrictions

12728 Charmed Drive is a 2024-built home in Waterleigh Phases 4b And 4c, Winter Garden. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,231 square feet of living space. Listed at $819,900 (about $254/sqft), 46 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $300 monthly.

From the listing

Virtually Staged. **Highly Motivated Seller ** 2024 CONSTRUCTION • FIRST-FLOOR BEDROOM & FULL BATH • NO CARPET • SCHOOLS APPROXIMATELY 0.2 MILES AWAY • MINUTES FROM DISNEY• WHOLE HOUSE WATER SOFTENER•TESLA CHARGER•REVERSE OSMOSIS IN THE KITCHEN.Welcome to this beautifully designed Torrey floor plan in the sought-after Waterleigh community! This two-story, all-concrete-block-construction home offers 5 bedrooms and 4.5 baths across an open-concept layout built for everyday living and entertaining. A welcoming front porch leads into a foyer flanked by a formal dining room and butler's pantry. The gourmet kitchen features a large island with built-in sink and dishwasher, a walk-in pantry, stainless steel appliances, and a reverse osmosis water filtration system, and overlooks the casual dining area, family room, and outdoor lanai. Hard flooring run throughout the entire first level. Also on the first floor is a bedroom with a full bath — perfect for guests or multigenerational living — plus a convenient powder bath. A whole-house water softener keeps water quality consistent throughout the home, and the garage features a Tesla charger installed by licensed professionals. Upstairs, a loft area connects all four additional bedrooms, including a spacious primary suite with a walk-in closet and ensuite bath featuring a double vanity and separate toilet area. The second-floor laundry room adds everyday convenience, and a Smart Home technology package offers remote and in-home control. Waterleigh's HOA covers professional lawn maintenance and full landscaping care, so residents can truly enjoy a low-maintenance lifestyle. Amenities include two clubhouses with fitness centers, four resort-style pools, a 6-hole mini golf course, tennis/pickleball courts, dog parks, a community garden, walking trails, and an observation pier on Hickory Nut Lake — plus a lifestyle director coordinating community events. Schedule your private showing today!

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The essentials

Built
2024
Price / sqft
$254
On market
46 days
Annual tax
$11,343
HOA
$300/mo
Flood zone
X · Low risk
Lot
7,656 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Community pool
Fitness center too
2 car garage
Garage Door Opener
7,656 sqft lot
Lot size
3,231 sqft
Living area

Payment

Est. monthly payment
$5,931/mo
Down payment (20%)
$163,980
Property taxes
$945/mo
HOA
$300/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
7,656 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
46
Kitchen/Family Room Combo
Primarybedroom Upstairs
Smart Home
Sidewalk
Sprinkler Metered
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Elementary
Atwater Bay Elementary
Middle
Water Spring Middle
High
Horizon High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2025)
$11,343
Parcel #
07-24-27-7511-04-890

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterleigh Phases 4b And 4c
County
Orange
MLS Area
34787 - Winter Garden/Oakland
Lot Size
7,656 sqft
LandscapedPaved
HOA
$300/mo
Access Management/Heather Burch

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #O6437239
$819,900-1.8%
$254/sqft
8/26/2026
Listed for sale
Source: Stellar MLS #O6437239
$835,000
$258/sqft

Neighborhood

12728 Charmed Drive
Winter Garden, FL, 34787 · 34787 - Winter Garden/Oakland

Market insights

Offer Insights

Choose an offer strength

List price: $819,900
$815,000 – $819,900
99.5% – 100% of listTops out right at the list price
80% of listList price
222 of the last 443 home closings in 34787 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 46 after a $15,100 cut.

Sample: 443 closed home sales in 34787 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,931/mo
Principal & interest$4,276
Property taxes$945
Insurance$410
HOA$300
Down payment20% · $163,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$819,900

$254 per sq ft

Beds and baths

5 beds, 5 baths

Size

3,231 sq ft

Time on market

46 days

Year built

2024

Monthly payment

About $5,931/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,343 annual tax bill, insurance, and the $300/mo HOA fee.

HOA fee

$300/mo

Managed by Access Management/Heather Burch.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCHARLES RUTENBERG REALTY ORLANDOListing agent: Rashi AroraListing data from Stellar MLS, MLS# O6437239.

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