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Overview

5 bd3 ba3,216 sqft2 car garageSingle Family
TypeSingle Family
HOA$104/mo
Built2006
Lot10,672 sqft
Living area3,216 sqft
Price / sqft$196
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboWalk-in Closet(s)LightingSidewalkDisposalRangeRefrigeratorWater Softener

507 Granite Cir is a 2006-built home in Trails Unit 2b, Chuluota. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,216 square feet of living space. Listed at $630,000 (about $196/sqft), 40 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $104 monthly.

From the listing

Virtually Staged. Welcome to this exceptional pool home in the highly desirable community of The Trails! This beautifully maintained home has been freshly painted throughout and offers a bright, functional layout with generous living spaces. The standout feature is the beautiful backyard oasis, complete with a pool—perfect for entertaining guests, hosting weekend gatherings with family and friends, or simply relaxing and enjoying the Florida sunshine. Located in a quiet and desirable cul-de-sac neighborhood, this home is conveniently close to top-rated schools, parks, shopping, dining, and major roadways. Schedule your showing today and make this wonderful home your own!

The essentials

Built
2006
Price / sqft
$196
On market
40 days
Annual tax
$7,421
HOA
$104/mo
Flood zone
X · Low risk
Lot
10,672 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Private pool
In Ground
2 car garage
0.25 acres
Lot size
3,216 sqft
Living area

Payment

Est. monthly payment
$4,323/mo
Down payment (20%)
$126,000
Property taxes
$618/mo
HOA
$104/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
10,672 sqft
Cooling
Central Air, Wall/Window Unit(s)
Heating
Central
Parking
-
Pool
In Ground
Days on Market
40
Living Room/Dining Room Combo
Walk-in Closet(s)
Lighting
Sidewalk
Disposal
Range
Refrigerator
Water Softener
Elementary
Walker Elementary
Middle
Chiles Middle
High
Hagerty High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,421
Parcel #
21-21-32-507-0000-0370

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Trails Unit 2b
County
Seminole
MLS Area
32766 - Oviedo/Chuluota
Lot Size
10,672 sqft
HOA
$104/mo
Trails

Price history

Date
Event
Price
9/12/2026
Price change
Source: Stellar MLS #O6437609
$630,000-3.1%
$196/sqft
8/31/2026
Listed for sale
Source: Stellar MLS #O6437609
$650,000
$202/sqft

Neighborhood

507 Granite Cir
Chuluota, FL, 32766 · 32766 - Oviedo/Chuluota

Market insights

Offer Insights

Choose an offer strength

List price: $630,000
$620,000 – $630,000
98.7% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 home closings in 32766 landed at this number or higher (51%). The median one sat 21 days before it went under contract, and this one is on day 40 after a $20,000 cut.

Sample: 78 closed home sales in 32766 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,323/mo
Principal & interest$3,286
Property taxes$618
Insurance$315
HOA$104
Down payment20% · $126,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$630,000

$196 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,216 sq ft

Time on market

40 days

Year built

2006

Monthly payment

About $4,323/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,421 annual tax bill, insurance, and the $104/mo HOA fee.

HOA fee

$104/mo

Managed by Trails.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHERRY'S FOCUSED IN REALTY LLCListing agent: Patrick CherryListing data from Stellar MLS, MLS# O6437609.

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