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Overview

4 bd3 ba3,189 sqft3 car garageSingle Family
TypeSingle Family
HOA$400/qtr
Built2008
Lot11,413 sqft
Living area3,189 sqft
Price / sqft$193
Garage3 car

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About this home

Ceiling Fans(s)SidewalkConvection OvenDishwasherMicrowave

4830 Stone Acres Cir is a 2008-built home in Blackstone, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,189 square feet of living space. Listed at $617,000 (about $193/sqft), 40 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $400 quarterly.

From the listing

Virtually Staged. Located near the northeastern shore of Lake Tohopekaliga in St. Cloud, this spacious 4-bedroom, 3-bath home offers 3,189 square feet of living space on more than a quarter-acre lot with no rear neighbors. Conveniently positioned near the lake, parks, shopping, dining, healthcare, and other everyday amenities, the property combines generous living space with a desirable Central Florida location. The roof was replaced in January 2024, providing a significant recent update for the next owner. A wide driveway leads to the three-car garage, offering plenty of parking and storage space. Inside, the home opens to multiple flexible living and entertaining areas, including a front sitting room and formal dining space. At the heart of the home is a generously sized kitchen featuring extensive countertop space, wood cabinetry, a double-basin sink, double wall ovens, built-in cooktop, and a large pantry. An adjacent breakfast nook overlooks the screened outdoor living area and provides a comfortable setting for everyday dining. The expansive main living room offers plenty of space for a large sectional, additional seating, and entertainment setup. Also located on the first floor is a guest bedroom with access to a full bathroom, providing added flexibility for visitors, extended family, a home office, or additional living space. Upstairs, a large bonus loft creates another versatile living area highlighted by laminate flooring, arched windows, and abundant natural light. The primary suite provides an exceptionally spacious private retreat with laminate flooring, distinctive architectural details, and enough room to incorporate a separate sitting area. The ensuite bathroom features dual vanities, a large glass-enclosed shower, and an oversized walk-in closet with custom storage. Step outside to the fully screened lanai and enjoy a private outdoor setting designed for Florida living. The pool and spa provide an ideal place to relax, entertain, host cookouts, or spend time with family and friends, while the surrounding yard offers additional outdoor space and an open rear outlook with no rear neighbors. With a January 2024 roof, more than 3,000 square feet of living space, four bedrooms, three full bathrooms, a three-car garage, multiple living areas, walk-in closets, and a screened pool and spa, this St. Cloud property offers an impressive combination of space, flexibility, and location. An existing assumable mortgage obtained in 2021 may be available to a qualified buyer, subject to lender/servicer approval and all applicable loan requirements. The seller may also consider seller financing or other alternative financing arrangements on acceptable terms. Financing availability, qualification, and terms are subject to approval and are not guaranteed. Additional financing information is available upon request.

The essentials

Built
2008
Price / sqft
$193
On market
40 days
Annual tax
$6,210
HOA
$400/qtr
Flood zone
X · Low risk
Lot
11,413 sqft
Type
Single Family Residence

At a glance

Single family
Built 2008
Private pool
In Ground
3 car garage
0.26 acres
Lot size
3,189 sqft
Living area

Payment

Est. monthly payment
$4,177/mo
Down payment (20%)
$123,400
Property taxes
$518/mo
HOA
$400/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2008
Lot
11,413 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
40
Ceiling Fans(s)
Sidewalk
Convection Oven
Dishwasher
Microwave
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,210
Parcel #
18-25-31-2927-0001-0410

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Blackstone
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
11,413 sqft
HOA
$400/qtr
ASSOCIATION MANAGEMENT GROUP OF CF

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #O6437756
$617,000-0.5%
$193/sqft
9/1/2026
Listed for sale
Source: Stellar MLS #O6437756
$620,000
$194/sqft

Neighborhood

4830 Stone Acres Cir
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $617,000
$615,000 – $617,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 40 after a $3,000 cut.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,177/mo
Principal & interest$3,218
Property taxes$518
Insurance$309
HOA$133
Down payment20% · $123,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$617,000

$193 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,189 sq ft

Time on market

40 days

Year built

2008

Monthly payment

About $4,177/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,210 annual tax bill, insurance, and the $400/qtr HOA fee.

HOA fee

$400/qtr

Managed by ASSOCIATION MANAGEMENT GROUP OF CF.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byXCELLENCEListing agent: John LehtoListing data from Stellar MLS, MLS# O6437756.

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