860 Bay Bridge Cir, photo 1
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Overview

5 bd4 ba3,214 sqft2 car garageSingle Family
TypeSingle Family
HOA$103/mo
Built2019
Lot9,000 sqft
Living area3,214 sqft
Price / sqft$160
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Surface CountersThermostat

860 Bay Bridge Cir is a 2019-built home in Clear Lake Lndg, Apopka. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,214 square feet of living space. Listed at $515,000 (about $160/sqft), 39 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $103 monthly.

From the listing

Virtually Staged. This Craftsman style residence showcases an open floor plan connecting living spaces throughout, enhanced by pendant and upgraded light fixtures defining each area. The property offers a conservation area view backing to a large retention area, creating a serene outdoor setting with no direct rear neighbors. The kitchen is the heart of this residence, featuring stainless steel appliances, a kitchen island with electrical outlets, quartz countertops, and a breakfast bar for casual dining. Recessed and pendant lighting illuminate the space, complemented by a double oven, built-in microwave, induction cooktop, French door refrigerator with ice maker connection, and garbage disposal unit. Tile backsplash with subway tile and an undermount sink complete the design, with pantry storage offering ample space for groceries and supplies. Ceramic tile flooring flows through the kitchen, dining area, great area, foyer, laundry area, and all bathrooms, with premium carpet in the primary bedroom suite, secondary bedrooms, upstairs hallways, and media/bonus area adding warmth. The split bedroom layout positions the primary bedroom retreat away from secondary bedrooms, ensuring privacy. A dual vanity bathroom serves the primary suite, and ceiling fans throughout provide comfort and efficiency. Zoned A/C with smart thermostat WiFi control and programmable digital thermostat manages temperature precisely, and an energy-efficient heat pump reduces utility costs. A screened lanai extends living space outdoors, and a covered porch welcomes guests. The two-car garage with garage door opener and concrete driveway provide secure parking. Wine storage and a wet bar add entertaining appeal, an irrigation system maintains the landscaping, and an architectural shingle roof protects the residence. Located near AdventHealth Apopka, this residence combines thoughtful design with practical amenities for modern living. Schedule your showing today to experience this well-appointed property firsthand.

The essentials

Built
2019
Price / sqft
$160
On market
39 days
Annual tax
$8,684
HOA
$103/mo
Flood zone
X · Low risk
Lot
9,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2019
2 car garage
Driveway
9,000 sqft lot
Lot size
3,214 sqft
Living area

Payment

Est. monthly payment
$3,770/mo
Down payment (20%)
$103,000
Property taxes
$724/mo
HOA
$103/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2019
Lot
9,000 sqft
Cooling
Central Air, Zoned
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
39
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Clubhouse
Deed Restrictions
Gated Community - No Guard
Sidewalks
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Wine Refrigerator
Flood Zone X
Annual Tax (2025)
$8,684
Parcel #
07-21-28-1390-01-040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Clear Lake Lndg
County
Orange
MLS Area
32703 - Apopka
Lot Size
9,000 sqft
Flag LotGreenbeltLevelSidewalkPaved
HOA
$103/mo
Sutherland Management

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #O6438147
$515,000-3.2%
$160/sqft
-
Price change
Source: Stellar MLS #O6438147
$531,900-1.5%
$165/sqft
9/1/2026
Listed for sale
Source: Stellar MLS #O6438147
$539,900
$168/sqft

Neighborhood

860 Bay Bridge Cir
Apopka, FL, 32703 · 32703 - Apopka

Market insights

Offer Insights

Choose an offer strength

List price: $515,000
$510,000 – $515,000
99.5% – 100% of listTops out right at the list price
80% of listList price
171 of the last 276 home closings in 32703 landed at this number or higher (62%). The median one sat 28 days before it went under contract, and this one is on day 39 after a $24,900 cut.

Sample: 276 closed home sales in 32703 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,770/mo
Principal & interest$2,686
Property taxes$724
Insurance$258
HOA$103
Down payment20% · $103,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$515,000

$160 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,214 sq ft

Time on market

39 days

Year built

2019

Monthly payment

About $3,770/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,684 annual tax bill, insurance, and the $103/mo HOA fee.

HOA fee

$103/mo

Managed by Sutherland Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byGLORY INTL. REAL ESTATE COListing agent: Patrick D'AgostinoListing data from Stellar MLS, MLS# O6438147.

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