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Overview

2 bd2 ba1,372 sqft2 car garageTownhouse
TypeTownhouse
HOA$185/mo
Built1986
Lot4,020 sqft
Living area1,372 sqft
Price / sqft$233
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorSplit BedroomStone CountersVaulted Ceiling(s)Walk-in Closet(s)

640 Elm Creek CT is a 1986-built home in Woodbridge At Country Creek, Altamonte Springs. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,372 square feet of living space. Listed at $319,000 (about $233/sqft), 21 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $185 monthly.

From the listing

BONUS FLEX ROOM!!! END UNIT!!! 2 Bedroom/2 Bath WITH BONUS FLEX ROOM!!! END UNIT!!! Come home to this beautifully maintained and spacious home nestled in the highly desirable Country Creek community! From the moment you step inside, soaring vaulted ceilings create a bright and open atmosphere, while the beautiful wood-burning fireplace provides the perfect setting for cozy evenings at home. Adding to your peace of mind, the roof was replaced in 2018. The chef's kitchen is truly a delight, featuring granite countertops, stainless steel appliances, abundant cabinetry and a spacious eat-in area perfect for morning coffee or casual meals. Although officially a two-bedroom home, the spacious flex room offers endless possibilities—create the perfect home office, den, guest retreat, or even use it as a third bedroom. The split-bedroom floor plan provides privacy, while the spacious primary suite offers a relaxing place to unwind. Step outside and enjoy your beautiful screened outdoor living area overlooking a peaceful, park-like setting—the perfect place to relax with a cup of coffee in the morning, entertain friends in the evening, or simply enjoy the privacy and natural surroundings. An attached two-car garage provides plenty of room for vehicles and additional storage. Living in Country Creek is about more than just the home—it's a lifestyle! Enjoy two community swimming pools, tennis and pickleball, playgrounds, a clubhouse, walking and biking trails, and picturesque natural surroundings. Take an evening stroll through this beautiful tree-lined community, cross its charming covered bridge, or simply spend the weekend enjoying the many recreational amenities right outside your door. With its flexible floor plan, inviting outdoor living space, beautiful community setting, 2018 roof, and exceptional amenities, this is more than a place to live—it's a place you'll love coming home to. Schedule your private showing today!

The essentials

Built
1986
Price / sqft
$233
On market
36 days
Annual tax
$2,858
HOA
$185/mo
Flood zone
X · Low risk
Lot
4,020 sqft
Type
Townhouse

At a glance

Townhouse
Built 1986
Community pool
Shared amenity
2 car garage
Garage Door Opener
4,020 sqft lot
Lot size
1,372 sqft
Living area

Payment

Est. monthly payment
$2,247/mo
Down payment (20%)
$63,800
Property taxes
$238/mo
HOA
$185/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1986
Lot
4,020 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener
Days on Market
36
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Clubhouse
Deed Restrictions
Playground
Pool
Tennis Court(s)
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Elementary
Bear Lake Elementary
Middle
Teague Middle
High
Lake Brantley High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,858
Parcel #
20-21-29-509-0000-0360

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Woodbridge At Country Creek
County
Seminole
MLS Area
32714 - Altamonte Springs West/Forest City
Lot Size
4,020 sqft
Corner LotCul-De-Sac
HOA
$185/mo
Sentry Management

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #O6438178
$319,000-3.0%
$233/sqft
9/3/2026
Listed for sale
Source: Stellar MLS #O6438178
$329,000
$240/sqft

Neighborhood

640 Elm Creek CT
Altamonte Springs, FL, 32714 · 32714 - Altamonte Springs West/Forest City

Market insights

Offer Insights

Choose an offer strength

List price: $319,000
$317,500 – $319,000
99.5% – 100% of listTops out right at the list price
80% of listList price
14 of the last 23 townhouse or villa closings in 32714 landed at this number or higher (61%). The median one sat 25 days before it went under contract, and this one is on day 36 after a $10,000 cut.

Sample: 23 closed townhouse or villa sales in 32714 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,246/mo
Principal & interest$1,664
Property taxes$238
Insurance$160
HOA$185
Down payment20% · $63,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$319,000

$233 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,372 sq ft

Time on market

36 days

Year built

1986

Monthly payment

About $2,247/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,858 annual tax bill, insurance, and the $185/mo HOA fee.

HOA fee

$185/mo

Managed by Sentry Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered bySHORESTONE PROPERTY GROUPListing agent: Jeff CrandallListing data from Stellar MLS, MLS# O6438178.

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