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Overview

4 bd3 ba2,426 sqft3 car garageSingle Family
TypeSingle Family
HOA$125/yr
Built1999
Lot22,825 sqft
Living area2,426 sqft
Price / sqft$272
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboL DiningOpen FloorplanSolid Wood CabinetsStone CountersThermostatWalk-in Closet(s)

3162 Harvest Ln is a 1999-built home in Rustic Acres Unit 3, Kissimmee. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,426 square feet of living space. Listed at $659,900 (about $272/sqft), 37 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $125 annually.

From the listing

Beautiful single-story pool home situated on more than half an acre in the peaceful, tree-lined neighborhood of Rustic Acres, conveniently located near the vibrant Lake Nona area. Step through the impressive double front doors into a bright, open interior featuring soaring 10-foot ceilings and oversized windows that fill the home with natural light. The thoughtfully designed split-bedroom floor plan is ideal for both everyday living and entertaining. The chef-friendly kitchen features double ovens, granite countertops, upgraded real wood cabinetry, and beautiful backsplash. Expansive folding sliders open wide to create a seamless connection between the indoor and outdoor living spaces. Step outside to the spacious screened lanai and enjoy your own private Florida retreat, complete with a sparkling pool, relaxing spa, and convenient pool bath. Mature trees and established landscaping surround the property, providing an added sense of privacy and tranquility. This 4-bedroom, 3-bathroom home also features a dedicated office, stunning grey wood-look plank tile flooring throughout, an indoor laundry room with utility sink, and an oversized 3-car garage. The extended driveway provides ample parking for multiple vehicles, making the home perfect for entertaining family and friends. Major upgrades add tremendous value and peace of mind, including a private well updated in 2026, PAID-OFF solar panels that convey free and clear, high-impact Storm Stoppers hurricane window protection rated up to 145 mph, a roof replaced in 2020, and a water heater installed in 2023. The location offers the perfect combination of privacy and convenience. Enjoy quick access to Lake Nona's shopping, dining, and Medical City, including the Orlando VA Medical Center, Nemours Children's Hospital, and UCF College of Medicine. State Road 417 and Orlando International Airport are also easily accessible. Central Florida's world-famous attractions—including Walt Disney World, Universal Studios, SeaWorld, Gatorland, and Nona Adventure Park—are within easy reach, while Florida's beaches and Kennedy Space Center are approximately an hour away. If you're looking for a spacious single-story pool home with over half an acre, privacy, valuable upgrades, and convenient access to everything Central Florida has to offer, this Rustic Acres gem is ready to welcome you home!

The essentials

Built
1999
Price / sqft
$272
On market
37 days
Annual tax
$3,462
HOA
$125/yr
Flood zone
X · Low risk
Lot
22,825 sqft
Type
Single Family Residence

At a glance

Single family
Built 1999
Private pool
In Ground
3 car garage
Driveway
0.52 acres
Lot size
2,426 sqft
Living area

Payment

Est. monthly payment
$4,071/mo
Down payment (20%)
$131,980
Property taxes
$289/mo
HOA
$125/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1999
Lot
22,825 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Ground Level
Pool
In Ground, Lighting, Screen Enclosure
Days on Market
37
Ceiling Fans(s)
Kitchen/Family Room Combo
L Dining
Open Floorplan
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Outdoor Shower
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Elementary
East Lake Elem
Middle
Narcoossee Middle
High
Tohopekaliga High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,462
Parcel #
06-25-31-4947-0001-0820

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rustic Acres Unit 3
County
Osceola
MLS Area
34744 - Kissimmee
Lot Size
22,825 sqft
In CountyPaved
HOA
$125/yr
KYLE BODER

Price history

Date
Event
Price
9/3/2026
Listed for sale
Source: Stellar MLS #O6438990
$659,900
$272/sqft

Neighborhood

3162 Harvest Ln
Kissimmee, FL, 34744 · 34744 - Kissimmee

Market insights

Offer Insights

Choose an offer strength

List price: $659,900
$655,000 – $659,900
99.5% – 100% of listTops out right at the list price
80% of listList price
218 of the last 340 home closings in 34744 landed at this number or higher (64%). The median one sat 36 days before it went under contract, and this one is on day 37.

Sample: 340 closed home sales in 34744 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,071/mo
Principal & interest$3,442
Property taxes$289
Insurance$330
HOA$10
Down payment20% · $131,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$659,900

$272 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,426 sq ft

Time on market

37 days

Year built

1999

Monthly payment

About $4,071/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,462 annual tax bill, insurance, and the $125/yr HOA fee.

HOA fee

$125/yr

Managed by KYLE BODER.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySAND DOLLAR REALTY GROUP INCListing agent: Robert Arnold, JrListing data from Stellar MLS, MLS# O6438990.

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