12108 N 53rd St, photo 1
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Overview

3 bd2 ba1,864 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1966
Lot14,057 sqft
Living area1,864 sqft
Price / sqft$225
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorStone CountersThermostatVaulted Ceiling(s)GardenLighting

12108 N 53rd St is a 1966-built home in Temple Terraces, Temple Terrace. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,864 square feet of living space. Listed at $420,000 (about $225/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. One of more photos are virtually staged. Rare double lot, NO HOA. half a mile from USF. This home is situated on 0.32 acres of mature trees and tropical landscaping in the heart of Tampa's University area, near University of South Florida and Moffitt Cancer Center. Land this size, this close to campus, rarely comes available. Keep it as your own private oasis, or explore the potential to build a second home on the lot (buyer to verify with the county). The 3-bedroom, 2-bathroom home with a 2-car garage offers flexible living space throughout. Formal living and dining rooms greet you at the entry, and a separate family room centers on a working fireplace. The kitchen features granite countertops, stainless steel appliances, and new fixtures. At the rear of the home, a large bonus room with vaulted ceilings and its own kitchenette is ready to entertain, or to serve as an office, gym, or guest space. A dedicated laundry room adds cabinets and closet storage, and the water heater is brand new (2026). Outside, a long driveway provides plenty of parking, and the fully fenced, pet-friendly backyard includes a storage shed and a concrete walkway. The location is the real story. USF's campus is just 0.5 miles away, close enough to leave the car at home for classes, games, and campus events. Moffitt Cancer Center, James A. Haley Veterans' Hospital, and AdventHealth Tampa are all nearby, placing this home at the center of one of Tampa's largest education, research, and medical hubs. Daily errands are just as easy. E Fowler Ave is 0.2 miles from your door, with Publix at Terrace Ridge, Chick-fil-A, and Chipotle around the corner, and University Mall is less than five minutes away. Fowler Ave also connects you quickly to both I-275 and I-75, opening up the whole region: about 20 minutes to downtown Tampa, about 25 minutes to Tampa International Airport, and a direct route north to Wesley Chapel or south toward Brandon and Sarasota. When it's time to unwind, Busch Gardens, Adventure Island, and MOSI are a short drive away. For time outdoors, Lettuce Lake Park, Trout Creek, Tampa Palms Park, and the Morris Bridge Bike Trail boardwalks, paddling, and miles of trails.

The essentials

Built
1966
Price / sqft
$225
On market
12 days
Annual tax
$1,457
Flood zone
X · Low risk
Lot
14,057 sqft
Type
Single Family Residence

At a glance

Single family
Built 1966
2 car garage
Driveway
0.32 acres
Lot size
1,864 sqft
Living area

Payment

Est. monthly payment
$2,521/mo
Down payment (20%)
$84,000
Property taxes
$121/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1966
Lot
14,057 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener, Ground Level
Days on Market
12
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Stone Counters
Thermostat
Vaulted Ceiling(s)
Garden
Lighting
Rain Gutters
Sidewalk
Storage
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Pizzo-HB
Middle
Greco-HB
High
King-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,457
Parcel #
T-10-28-19-1HK-000000-00054.4

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Temple Terraces
County
Hillsborough
MLS Area
33617 - Tampa / Temple Terrace
Lot Size
14,057 sqft
Corner LotCity LimitsLevelSidewalkPaved

Price history

Date
Event
Price
9/27/2026
Listed for sale
Source: Stellar MLS #O6439304
$420,000
$225/sqft

Neighborhood

12108 N 53rd St
Temple Terrace, FL, 33617 · 33617 - Tampa / Temple Terrace

Market insights

Offer Insights

Choose an offer strength

List price: $420,000
$415,000 – $420,000
99% – 100% of listTops out right at the list price
80% of listList price
72 of the last 142 home closings in 33617 landed at this number or higher (51%). The median one sat 26 days before it went under contract, and this one is on day 12.

Sample: 142 closed home sales in 33617 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,522/mo
Principal & interest$2,190
Property taxes$121
Insurance$210
Down payment20% · $84,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$420,000

$225 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,864 sq ft

Time on market

12 days

Year built

1966

Monthly payment

About $2,521/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,457 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byEXP REALTY LLCListing agent: Luis GarciaListing data from Stellar MLS, MLS# O6439304.

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