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About this home
12108 N 53rd St is a 1966-built home in Temple Terraces, Temple Terrace. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,864 square feet of living space. Listed at $420,000 (about $225/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Virtually Staged. One of more photos are virtually staged. Rare double lot, NO HOA. half a mile from USF. This home is situated on 0.32 acres of mature trees and tropical landscaping in the heart of Tampa's University area, near University of South Florida and Moffitt Cancer Center. Land this size, this close to campus, rarely comes available. Keep it as your own private oasis, or explore the potential to build a second home on the lot (buyer to verify with the county). The 3-bedroom, 2-bathroom home with a 2-car garage offers flexible living space throughout. Formal living and dining rooms greet you at the entry, and a separate family room centers on a working fireplace. The kitchen features granite countertops, stainless steel appliances, and new fixtures. At the rear of the home, a large bonus room with vaulted ceilings and its own kitchenette is ready to entertain, or to serve as an office, gym, or guest space. A dedicated laundry room adds cabinets and closet storage, and the water heater is brand new (2026). Outside, a long driveway provides plenty of parking, and the fully fenced, pet-friendly backyard includes a storage shed and a concrete walkway. The location is the real story. USF's campus is just 0.5 miles away, close enough to leave the car at home for classes, games, and campus events. Moffitt Cancer Center, James A. Haley Veterans' Hospital, and AdventHealth Tampa are all nearby, placing this home at the center of one of Tampa's largest education, research, and medical hubs. Daily errands are just as easy. E Fowler Ave is 0.2 miles from your door, with Publix at Terrace Ridge, Chick-fil-A, and Chipotle around the corner, and University Mall is less than five minutes away. Fowler Ave also connects you quickly to both I-275 and I-75, opening up the whole region: about 20 minutes to downtown Tampa, about 25 minutes to Tampa International Airport, and a direct route north to Wesley Chapel or south toward Brandon and Sarasota. When it's time to unwind, Busch Gardens, Adventure Island, and MOSI are a short drive away. For time outdoors, Lettuce Lake Park, Trout Creek, Tampa Palms Park, and the Morris Bridge Bike Trail boardwalks, paddling, and miles of trails.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$420,000
$225 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,864 sq ft
Time on market
12 days
Year built
1966
Monthly payment
About $2,521/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,457 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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