7669 Five Oaks Dr, photo 1
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Overview

3 bd2 ba1,550 sqft2 car garageSingle Family
TypeSingle Family
HOA$920/qtr
Built2023
Lot9,148 sqft
Living area1,550 sqft
Price / sqft$248
Garage2 car

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Saturday, Oct 10 · 2:00 PM to 4:00 PM

About this home

Crown MoldingOpen FloorplanPrimary Bedroom Main FloorSplit BedroomWalk-in Closet(s)SidewalkDog ParkFitness Center

7669 Five Oaks Dr is a 2023-built home in North Lakes Of Harmony, Harmony. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,550 square feet of living space. Listed at $385,000 (about $248/sqft), 33 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $920 quarterly.

From the listing

Welcome to 7669 Five Oaks Dr, an exceptional 3-bedroom, 2-bath home in North Lakes, the newest subdivision within the highly sought-after 55+ community of The Lakes at Harmony. Set on a large premium conservation lot, this beautiful home offers wonderful privacy, peaceful natural views and the perfect setting for enjoying Florida living. At the heart of the home is an impressive gourmet kitchen featuring crisp white cabinetry, elegant white quartz countertops, abundant workspace and an open design ideal for entertaining family and friends. Beautiful plantation shutters add timeless style throughout the home. Step outside to the large extended lanai, where you can relax, entertain or simply enjoy the serene conservation backdrop and surrounding nature. Additional upgrades include a whole-home water softener and surround sound system. With its modern finishes, spacious design, premium homesite and desirable North Lakes location, this exceptional home offers the perfect combination of comfort, style and the active-adult lifestyle The Lakes at Harmony is known for. The CDD bond/debt portion has been paid in full, with only the O&M portion remaining. Buyer to verify all room dimensions, square footage, and HOA restrictions.

The essentials

Built
2023
Price / sqft
$248
On market
33 days
Annual tax
$5,515
HOA
$920/qtr
Flood zone
X · Low risk
Lot
9,148 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Fitness center too
2 car garage
9,148 sqft lot
Lot size
1,550 sqft
Living area

Payment

Est. monthly payment
$2,967/mo
Down payment (20%)
$77,000
Property taxes
$460/mo
HOA
$920/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
9,148 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
33
Crown Molding
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Sidewalk
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Irrigation-reclaimed Water
Park
Pool
Restaurant
Sidewalks
Street Lights
Built-in Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Range Hood
Refrigerator
Washer
Water Softener
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$5,515
Parcel #
20-26-32-4406-0001-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
North Lakes Of Harmony
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
9,148 sqft
Conservation AreaLandscapedLevelNear Golf CourseSidewalkPavedPrivate
HOA
$920/qtr
Association Solutions/Mark Hills

Price history

Date
Event
Price
9/7/2026
Listed for sale
Source: Stellar MLS #O6439810
$385,000
$248/sqft

Neighborhood

7669 Five Oaks Dr
Harmony, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $385,000
$382,500 – $385,000
99.5% – 100% of listTops out right at the list price
80% of listList price
71 of the last 126 home closings in 34773 landed at this number or higher (56%). The median one sat 43 days before it went under contract, and this one is on day 33.

Sample: 126 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,967/mo
Principal & interest$2,008
Property taxes$460
Insurance$193
HOA$307
Down payment20% · $77,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$385,000

$248 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,550 sq ft

Time on market

33 days

Year built

2023

Monthly payment

About $2,967/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,515 annual tax bill, insurance, and the $920/qtr HOA fee.

HOA fee

$920/qtr

Managed by Association Solutions/Mark Hills.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRESORT REALTY GROUP LTD INCListing agent: David BowersListing data from Stellar MLS, MLS# O6439810.

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