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Overview

3 bd3 ba1,699 sqft1 car garageTownhouse
TypeTownhouse
HOA$165/mo
Built2026
Lot1,710 sqft
Living area1,699 sqft
Price / sqft$152
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
HARBOR SQUARE
Type
Townhouse

True monthly carry

HOA
~$165/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPest Guard SystemPrimarybedroom UpstairsSplit BedroomStone CountersThermostat

4355 Jetty Lane NE is a 2026-built home in Harbor Square, Palm Bay. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,699 square feet of living space. Listed at $259,000 (about $152/sqft), 22 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $165 monthly.

From the listing

Welcome to Harbor Square! This charming neighborhood showcases spacious new construction townhomes nestled in the heart of Palm Bay in Melbourne, FL. With upscale finishes, integrated smart home technology, and on-site amenities. Plus, they're conveniently located within easy access from I-95 and minutes to the beautiful Atlantic Beaches. Discover the perfect blend of convenience and luxury in this move-in ready Springdale two-story townhome. This interior-unit townhome offers 3 spacious bedrooms, 2 full bathrooms, a powder room, and a single-car garage. The open-concept first floor is perfect for modern living, with a gourmet kitchen featuring quartz countertops, sleek Elkins White cabinetry, a decorative tile backsplash, and stainless-steel Whirlpool appliances, including a refrigerator. Upstairs, retreat to your private Owner’s Suite, which boasts a generous walk-in closet and a luxurious en suite bathroom complete with a double-sink quartz vanity, a walk-in shower with a glass enclosure, and ample storage space. Two additional bedrooms, a secondary bathroom, and a conveniently located laundry room offer both privacy and functionality. With elegant, professionally curated design selections including tile flooring, soft and stain-resistant Shaw Brand carpet, Whirlpool washer and dryer, and 2” faux wood blinds, this home is as beautiful as it is practical. Don’t miss the opportunity to make this sophisticated townhome yours—schedule a tour today and experience the luxury and ease of modern living!

The essentials

Built
2026
Price / sqft
$152
On market
22 days
Annual tax
$165
HOA
$165/mo
Flood zone
X · Low risk
Lot
1,710 sqft
Type
Townhouse

At a glance

Townhouse
Built 2026
1 car garage
Driveway
1,710 sqft lot
Lot size
1,699 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$1,659/mo
Down payment (20%)
$51,800
Property taxes
$14/mo
HOA
$165/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2026
Lot
1,710 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
22
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Pest Guard System
Primarybedroom Upstairs
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Community Mailbox
Deed Restrictions
Dog Park
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Middle
Stone Magnet Middle
High
Palm Bay Magnet High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$165
Parcel #
28-37-14-56-*-40

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Square
County
Brevard
MLS Area
32905 - Palm Bay/Melbourne
Lot Size
1,710 sqft
ClearedLandscapedSidewalkPaved
HOA
$165/mo
Castle Group

Price history

Date
Event
Price
9/18/2026
Listed for sale
Source: Stellar MLS #O6441397
$259,000
$152/sqft

Neighborhood

4355 Jetty Lane NE
Palm Bay, FL, 32905 · 32905 - Palm Bay/Melbourne

Market insights

Offer Insights

Choose an offer strength

List price: $259,000
$257,500 – $259,000
99.5% – 100% of listTops out right at the list price
80% of listList price
7 of the last 12 townhouse or villa closings in Palm Bay landed at this number or higher (58%). The median one sat 31 days before it went under contract, and this one is on day 22.

Sample: 12 closed townhouse or villa sales in Palm Bay over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,659/mo
Principal & interest$1,351
Property taxes$14
Insurance$130
HOA$165
Down payment20% · $51,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$259,000

$152 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,699 sq ft

Time on market

22 days

Year built

2026

Monthly payment

About $1,659/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $165 annual tax bill, insurance, and the $165/mo HOA fee.

HOA fee

$165/mo

Managed by Castle Group.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPULTE REALTY OF NORTH FLORIDA LLCListing agent: Adrienne EscottListing data from Stellar MLS, MLS# O6441397.

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