646 Cedar Forest Cir, photo 1
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Overview

4 bd2 ba2,188 sqft2 car garageSingle Family
TypeSingle Family
HOA$345/yr
Built2002
Lot8,544 sqft
Living area2,188 sqft
Price / sqft$228
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsPrimary Bedroom Main FloorPlaygroundCooktopDishwasherDisposalDryerRefrigerator

646 Cedar Forest Cir is a 2002-built home in Waterford Chase Village Ph 01 Tr A, Orlando. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,188 square feet of living space. Listed at $498,000 (about $228/sqft), 22 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $345 annually.

From the listing

One Story Home with a Great Layout, Salt Water Pool with Scenic Water and Fountain View. Great school area, Home Features: Solar Heated Pool Large Enough to Swim In, Gorgeous Sunset Views in the Evening, Covered Lanai with Sky Light, High Ceilings, 12 feet living room and 10 feet in family room 2 Large Guest Bedrooms, 18 inch tile, Upgraded ceiling fans, 42 in cabinets in kitchen, Water, Furniture is optional. Near to shopping center and restaurants Waterford Lakes the Community: basketball, tennis, volleyball, and playground. Location: Waterford Lakes is conveniently located to dining, shopping, great schools, airport, UCF, highways 408 and 417 and 528

The essentials

Built
2002
Price / sqft
$228
On market
26 days
Annual tax
$4,538
HOA
$345/yr
Flood zone
X · Low risk
Lot
8,544 sqft
Type
Single Family Residence

At a glance

Single family
Built 2002
Private pool
In Ground
2 car garage
8,544 sqft lot
Lot size
2,188 sqft
Living area

Payment

Est. monthly payment
$3,253/mo
Down payment (20%)
$99,600
Property taxes
$378/mo
HOA
$345/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2002
Lot
8,544 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Pool
In Ground, Lighting
Days on Market
26
High Ceilings
Primary Bedroom Main Floor
Playground
Cooktop
Dishwasher
Disposal
Dryer
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,538
Parcel #
25-22-31-8993-00-320

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterford Chase Village Ph 01 Tr A
County
Orange
MLS Area
32828 - Orlando/Alafaya/Waterford Lakes
Lot Size
8,544 sqft
HOA
$345/yr
leland management

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #O6441460
$498,000-5.9%
$228/sqft
9/13/2026
Listed for sale
Source: Stellar MLS #O6441460
$529,000
$242/sqft

Neighborhood

646 Cedar Forest Cir
Orlando, FL, 32828 · 32828 - Orlando/Alafaya/Waterford Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $498,000
$495,000 – $498,000
99.5% – 100% of listTops out right at the list price
80% of listList price
117 of the last 227 home closings in 32828 landed at this number or higher (52%). The median one sat 22 days before it went under contract, and this one is on day 26 after a $31,000 cut.

Sample: 227 closed home sales in 32828 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,253/mo
Principal & interest$2,597
Property taxes$378
Insurance$249
HOA$29
Down payment20% · $99,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$498,000

$228 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,188 sq ft

Time on market

26 days

Year built

2002

Monthly payment

About $3,253/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,538 annual tax bill, insurance, and the $345/yr HOA fee.

HOA fee

$345/yr

Managed by leland management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byU S GLORY REALTYListing agent: He GaoListing data from Stellar MLS, MLS# O6441460.

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