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Overview

3 bd3 ba3,887 sqft3 car garageSingle Family
TypeSingle Family
HOA$459/yr
Built2001
Lot28,158 sqft
Living area3,887 sqft
Price / sqft$328
Garage3 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Central VaccumHigh CeilingsKitchen/Family Room ComboPrimary Bedroom Main FloorSolid Wood CabinetsSplit Bedroom

81 Millholland St is a 2001-built home in Southern Oaks At Oakland Shores, Oakland. Inside you'll find 3 bedrooms, 3 bathrooms, and 3,887 square feet of living space. Listed at $1,275,000 (about $328/sqft), 10 days on market. Flood zone AE,X - confirm flood insurance requirements with your lender. HOA runs $459 semi-annually.

From the listing

Virtually Staged. Some homes are defined by finishes. Others are defined by a setting that simply cannot be recreated. Tucked along the shoreline of Lake Apopka in historic Oakland, this 3,887 square-foot custom residence offers something increasingly difficult to find in Central Florida: substantial living space, privacy, mature surroundings and expansive lake views, all just minutes from Winter Garden. The experience begins on the approach. Crest the hill toward Millholland Street and Lake Apopka comes into view before the home settles into its private setting below. Step through the front door and your attention returns immediately to the water. A dramatic two-story living space, sweeping wood staircase and expansive windows fill the home with natural light and lake views from nearly every room. The spacious floor plan features three bedrooms, three full baths, a dedicated office and a spacious upstairs loft/bonus room. The first-floor primary suite offers privacy, custom closets and stunning lake views. A second bedroom and full bath are also downstairs, offering flexibility for guests or multigenerational living. At the center of the home, the kitchen opens to the surrounding living spaces with a panoramic view of the lake. Portions of the interior retain its original character, presenting an opportunity to update the kitchen and baths to your own style while preserving the architecture and generous proportions of the home. The enclosed main-floor patio creates a comfortable living space extension overlooking the water. Both the upstairs bedroom and the loft with wet bar lead to a large open-air deck with elevated views across Lake Apopka. Approximately 52 feet of natural shoreline provides privacy and a front-row seat to the area's native wildlife- ospreys, bald eagles, herons and other birdlife. Intentionally maintained as a natural shoreline rather than a recreational waterfront, creating a peaceful buffer between the home and the lake. The oversized three-car garage is equally impressive. Designed as a serious workshop, it features built-in cabinetry and pegboard, numerous electrical outlets, a pneumatic system with quick-connect ceiling hose reels, and additional storage and a garage-attic winch. A large private driveway provides plenty of parking and easy turnaround. The property has also benefited from numerous improvements, including an architectural-shingle roof, replacement double-pane windows, French doors and sliding glass doors, an enlarged upper deck, newer water heater, cooktop, microwave and carpet, HVAC servicing, duct cleaning, electrical evaluation and corrective work, septic servicing, irrigation improvements, restored drainage swale and additional landscaping. The fireplace and chimney have also been serviced, along with extensive pest-exclusion work. Beyond the property, Oakland offers the oak-lined streets and small-town character that make this corner of Central Florida so distinctive. The West Orange Trail, Oakland Town Center, historic Downtown Winter Garden and Plant Street are all nearby, along with convenient access to shopping, dining and major roadways. Kitchens and bathrooms can be transformed. A private Lake Apopka setting, substantial custom architecture, two levels of outdoor living and views like these are much harder to replicate. Modernize what you want. Preserve what you love. The lake, the views and the setting are already here.

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The essentials

Built
2001
Price / sqft
$328
On market
22 days
Annual tax
$7,890
HOA
$459/yr
Flood zone
AE,X
Lot
28,158 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
Waterfront
Lake Front
3 car garage
Garage Door Opener
0.65 acres
Lot size
3,887 sqft
Living area

Payment

Est. monthly payment
$7,983/mo
Down payment (20%)
$255,000
Property taxes
$658/mo
HOA
$459/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
28,158 sqft
Cooling
Central Air, Zoned
Heating
Central, Zoned
Parking
Garage Door Opener, Off Street, Open, Oversized, Workshop in Garage
Waterfront
Lake Front, Lake Privileges
Days on Market
22
Cathedral Ceiling(s)
Ceiling Fans(s)
Central Vaccum
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Wet Bar
Window Treatments
Deed Restrictions
Golf Carts OK
Sidewalks
Built-in Oven
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Microwave
Range
Range Hood
Elementary
Tildenville Elem
Middle
Lakeview Middle
High
West Orange High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE,X
Annual Tax (2026)
$7,890
Parcel #
20-22-27-8129-00-080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Southern Oaks At Oakland Shores
County
Orange
MLS Area
34760 - Oakland
Lot Size
28,158 sqft
City LimitsPavedTip Lot
HOA
$459/yr
Southwest Property Management

Price history

Date
Event
Price
9/17/2026
Listed for sale
Source: Stellar MLS #O6442710
$1,275,000
$328/sqft

Neighborhood

81 Millholland St
Oakland, FL, 34760 · 34760 - Oakland

Market insights

Offer Insights

Choose an offer strength

List price: $1,275,000
$1.27M – $1.27M
99.3% – 100% of listTops out right at the list price
80% of listList price
18 of the last 34 home closings in Oakland landed at this number or higher (53%). The median one sat 30 days before it went under contract, and this one is on day 22.

Sample: 34 closed home sales in Oakland over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$7,983/mo
Principal & interest$6,650
Property taxes$658
Insurance$638
HOA$38
Down payment20% · $255,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,275,000

$328 per sq ft

Beds and baths

3 beds, 3 baths

Size

3,887 sq ft

Time on market

22 days

Year built

2001

Monthly payment

About $7,983/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,890 annual tax bill, insurance, and the $459/yr HOA fee.

HOA fee

$459/yr

Managed by Southwest Property Management.

Flood zone

Zone AE,X

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Bobby Baldor, PAListing data from Stellar MLS, MLS# O6442710.

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