2107 Bay Line Rd, photo 1
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Overview

3 bd2 ba1,916 sqft2 car garageSingle Family
TypeSingle Family
HOA$165/mo
Built2021
Lot6,000 sqft
Living area1,916 sqft
Price / sqft$326
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanWalk-in Closet(s)Window TreatmentsOutdoor GrillOutdoor Kitchen

2107 Bay Line Rd is a 2021-built home in Hull Island/Oakland, Oakland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,916 square feet of living space. Listed at $625,000 (about $326/sqft), 18 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $165 monthly.

From the listing

Welcome home to Hull Island, where thoughtful upgrades, a private preserve setting, and resort-style amenities come together. Extended driveway upgraded with builder. This beautifully maintained 3-bedroom, 2-bath home backs to protected conservation land with no rear neighbors. High ceilings, electronic shades, and abundant natural light give the home an open, airy feel. The chef’s kitchen features an oversized granite island, a gas stove, pot filler, 42-inch cabinets, and additional upper cabinetry for storage. Tile backsplash, built in conventional oven and microwave. From the kitchen, you can look out over the pool while preparing meals. The spacious primary bedroom has been updated to the larger size upgrade with the builder. Master bathroom features a double vanity and a very large walk in shower with dual showerheads and a built-in bench, providing both comfort and convenience. Built in 2024, this custom fully automated SALT WATER 7FT screened-in pool area and overhead waterfall is made for relaxing and entertaining. You can control everything for the pool and waterfall , the color, the raindrops you can make it heavy or light all from the fingertips of your phone. It includes a summer kitchen with a sink and a gas fire pit that you can control with your phone. The home also offers a washer and dryer, an electric tankless water heater, and a recently installed Generac natural-gas whole-house generator designed to turn on automatically during a power outage. This home also has an irrigation system heling you keep the landscaping looking its best year- round! This home also has a water softener! The HOA is $165 per month, with no CDD. Community amenities include a resort-style pool, playground, dog park, and a boardwalk leading to a dock and fishing pier on Lake Apopka. Residents also have a private entrance to the 120-acre Oakland Nature Preserve. Downtown Winter Garden, the West Orange Trail, farmers markets, shopping, dining, golf, and pickleball are all close by. Home built in 2021 builder: M/I Homes Of Orlando LLC With its preserve views, inviting outdoor space, and convenient location, and privacy this move-in-ready home is a rare find. The photos are not virtually staged—this home truly is breathtaking! Seller has an assumable mortgage at a low interest rate of 2.375%!!!

The essentials

Built
2021
Price / sqft
$326
On market
18 days
Annual tax
$6,685
HOA
$165/mo
Flood zone
X · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Private pool
In Ground
2 car garage
6,000 sqft lot
Lot size
1,916 sqft
Living area

Payment

Est. monthly payment
$4,295/mo
Down payment (20%)
$125,000
Property taxes
$557/mo
HOA
$165/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
6,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground, Lighting, Screen Enclosure, Tile
Days on Market
18
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Walk-in Closet(s)
Window Treatments
Outdoor Grill
Outdoor Kitchen
Private Yard
Dog Park
Park
Playground
Pool
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,685
Parcel #
19-22-27-3775-00-490

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hull Island/Oakland
County
Orange
MLS Area
34787 - Winter Garden/Oakland
Lot Size
6,000 sqft
HOA
$165/mo
Amaan Lakhani

Price history

Date
Event
Price
9/22/2026
Listed for sale
Source: Stellar MLS #O6443759
$625,000
$326/sqft

Neighborhood

2107 Bay Line Rd
Oakland, FL, 34787 · 34787 - Winter Garden/Oakland

Market insights

Offer Insights

Choose an offer strength

List price: $625,000
$620,000 – $625,000
99.5% – 100% of listTops out right at the list price
80% of listList price
222 of the last 443 home closings in 34787 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 18.

Sample: 443 closed home sales in 34787 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,294/mo
Principal & interest$3,260
Property taxes$557
Insurance$313
HOA$165
Down payment20% · $125,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$625,000

$326 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,916 sq ft

Time on market

18 days

Year built

2021

Monthly payment

About $4,295/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,685 annual tax bill, insurance, and the $165/mo HOA fee.

HOA fee

$165/mo

Managed by Amaan Lakhani.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byKELLER WILLIAMS WINTER PARKListing agent: Marianne KhozamListing data from Stellar MLS, MLS# O6443759.

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