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About this home
12650 SE 98th Ln is a 1986-built home in North Star Ranchettes, Dunnellon. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,299 square feet of living space. Listed at $835,000 (about $363/sqft), 184 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Set on a well-equipped mini farm, this property offers a rare combination of comfortable living, usable acreage, and thoughtfully designed outbuildings. The main home offers exceptional flexibility, with two spacious primary suites ideal for multi-generational living or hosting guests. One of the primary suites is complemented by its own private living room, offering an ideal setup for extended family or a private in-law suite. The main living room is anchored by a striking stone wood-burning fireplace, creating a warm and inviting focal point. Throughout the home, new luxury vinyl plank flooring and updated kitchen appliances add a fresh, modern touch. The saltwater pool overlooks peaceful pasture views and stunning sunset skies, all enjoyed from a beautifully resurfaced deck with a new electric heater—perfect for relaxing or entertaining year-round. The property is fully fenced with a brand-new perimeter fence and includes two gated entrances, offering both security and ease of access. Equestrian and hobby enthusiasts will appreciate the impressive outbuildings, including a massive 50x40 workshop with two bay doors, office space, and a bathroom, offering endless possibilities for projects, storage, or business use. The newly built horse barn features six stalls with turnout, along with a separate stallion pen equipped with water lines, making this property well-suited for a variety of equestrian needs. A separate multi-generational building with a full bathroom and laundry provides additional space for extended family, guests, or potential rental use. Additional features include a whole-house Generac gas generator, offering peace of mind, along with key updates: septic pumped in 2026, water heater replaced in 2021, HVAC replaced in 2021, and roof replaced in 2017. This is a rare opportunity to own a well-equipped mini farm designed for both comfortable living and practical use, all in a peaceful country setting.
The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$835,000
$363 per sq ft
Beds and baths
3 beds, 4 baths
Size
2,299 sq ft
Time on market
205 days
Year built
1986
Monthly payment
About $5,354/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,975 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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