12650 SE 98th Ln, photo 1
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Overview

3 bd4 ba2,299 sqftFarm
TypeFarm
HOANone listed
Built1986
Lot191,664 sqft
Living area2,299 sqft
Price / sqft$363

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Private EntranceStorageDishwasherMicrowaveRangeRefrigerator

12650 SE 98th Ln is a 1986-built home in North Star Ranchettes, Dunnellon. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,299 square feet of living space. Listed at $835,000 (about $363/sqft), 184 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Set on a well-equipped mini farm, this property offers a rare combination of comfortable living, usable acreage, and thoughtfully designed outbuildings. The main home offers exceptional flexibility, with two spacious primary suites ideal for multi-generational living or hosting guests. One of the primary suites is complemented by its own private living room, offering an ideal setup for extended family or a private in-law suite. The main living room is anchored by a striking stone wood-burning fireplace, creating a warm and inviting focal point. Throughout the home, new luxury vinyl plank flooring and updated kitchen appliances add a fresh, modern touch. The saltwater pool overlooks peaceful pasture views and stunning sunset skies, all enjoyed from a beautifully resurfaced deck with a new electric heater—perfect for relaxing or entertaining year-round. The property is fully fenced with a brand-new perimeter fence and includes two gated entrances, offering both security and ease of access. Equestrian and hobby enthusiasts will appreciate the impressive outbuildings, including a massive 50x40 workshop with two bay doors, office space, and a bathroom, offering endless possibilities for projects, storage, or business use. The newly built horse barn features six stalls with turnout, along with a separate stallion pen equipped with water lines, making this property well-suited for a variety of equestrian needs. A separate multi-generational building with a full bathroom and laundry provides additional space for extended family, guests, or potential rental use. Additional features include a whole-house Generac gas generator, offering peace of mind, along with key updates: septic pumped in 2026, water heater replaced in 2021, HVAC replaced in 2021, and roof replaced in 2017. This is a rare opportunity to own a well-equipped mini farm designed for both comfortable living and practical use, all in a peaceful country setting.

The essentials

Built
1986
Price / sqft
$363
On market
205 days
Annual tax
$6,975
Flood zone
X · Low risk
Lot
191,664 sqft
Type
Farm

At a glance

Farm or ranch
Built 1986
Private pool
Heated
4.40 acres
Lot size
2,299 sqft
Living area

Payment

Est. monthly payment
$5,354/mo
Down payment (20%)
$167,000
Property taxes
$581/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Farm
Year Built
1986
Lot
191,664 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
Heated, In Ground
Days on Market
205
Private Entrance
Storage
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$6,975
Parcel #
18451-000-00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
North Star Ranchettes
County
Levy
MLS Area
34431 - Dunnellon
Lot Size
191,664 sqft

Price history

Date
Event
Price
7/16/2026
Price change
Source: Stellar MLS #OM720989
$835,000-2.8%
$363/sqft
-
Price change
Source: Stellar MLS #OM720989
$859,000-9.5%
$374/sqft
3/18/2026
Listed for sale
Source: Stellar MLS #OM720989
$949,000
$413/sqft

Neighborhood

12650 SE 98th Ln
Dunnellon, FL, 34431 · 34431 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $835,000
$810,000 – $835,000
97.2% – 100% of listTops out right at the list price
80% of listList price
126 of the last 250 home closings in 34431 landed at this number or higher (50%). The median one sat 35 days before it went under contract, and this one is on day 205 after a $114,000 cut.

Sample: 250 closed home sales in 34431 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,354/mo
Principal & interest$4,355
Property taxes$581
Insurance$418
Down payment20% · $167,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$835,000

$363 per sq ft

Beds and baths

3 beds, 4 baths

Size

2,299 sq ft

Time on market

205 days

Year built

1986

Monthly payment

About $5,354/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,975 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byRE/MAX ALLSTARS REALTYListing agent: Marcia KasperListing data from Stellar MLS, MLS# OM720989.

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