850 3rd St #2, photo 1
Active
1 / 50

Overview

2 bd2 ba1,120 sqft1 car garageCondominium
TypeCondominium
HOANone listed
Built1981
Lot2,500 sqft
Living area1,120 sqft
Price / sqft$237
Garage1 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrimarybedroom UpstairsVaulted Ceiling(s)Window TreatmentsBalconyGolf Carts OKDishwasher

850 3rd St #2 is a 1981-built home in Tres Palmas Condo, Cedar Key. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,120 square feet of living space. Listed at $264,900 (about $237/sqft), 185 days on market. Flood zone VE - confirm flood insurance requirements with your lender.

From the listing

Significant Price Improvement- Fully Furnished & Move-In Ready Waterfront Cedar Key Condo! Enjoy sweeping open water views and breathtaking sunsets from your private balcony in beautiful Cedar Key. This stunning 2BR/2BA condo with loft offers 3 levels of coastal charm, soaring ceilings, abundant natural light, and an open airy feel that perfectly captures island living. Enjoy a bright and efficient kitchen with all appliances included, spacious living areas, newer A/C, and a rare 1 car garage for added convenience-perfect for storing your golf cart, fishing gear, or kayak with easy access to the water just steps away. The loft adds flexible space for guests, office or additional living area. Just minutes by golf cart to downtown restaurants, boutiques, fishing and the laid-back coastal lifestyle Cedar Key is known for. HOA includes exterior maintenance and flood insurance making ownership easy and stress-free. Unforgettable front-row sunsets, island charm and the relaxed lifestyle you've been dreaming of-this is Cedar Key at its best.

The essentials

Built
1981
Price / sqft
$237
On market
189 days
Annual tax
$2,663
Flood zone
VE
Lot
2,500 sqft
Type
Condominium

At a glance

Condo
3 stories · 1981
Waterfront
Bay/Harbor
1 car garage
Private balcony
Outdoor space
1,120 sqft
Living area

Payment

Est. monthly payment
$1,736/mo
Down payment (20%)
$52,980
Property taxes
$222/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1981
Lot
2,500 sqft
Cooling
Central Air, Zoned
Heating
Electric, Zoned
Parking
-
Waterfront
Bay/Harbor
Days on Market
189
Ceiling Fans(s)
Living Room/Dining Room Combo
Primarybedroom Upstairs
Vaulted Ceiling(s)
Window Treatments
Balcony
Golf Carts OK
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Range
Range Hood
Refrigerator
Washer
Flood Zone VE
Annual Tax (2025)
$2,663
Parcel #
17278-000-00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tres Palmas Condo
County
Levy
MLS Area
32625 - Cedar Key
Lot Size
2,500 sqft
City LimitsLevelSidewalkPaved

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #OM722059
$264,900-1.9%
$237/sqft
-
Price change
Source: Stellar MLS #OM722059
$269,900-22.6%
$241/sqft
4/3/2026
Listed for sale
Source: Stellar MLS #OM722059
$348,500
$311/sqft

Neighborhood

850 3rd St #2
Cedar Key, FL, 32625 · 32625 - Cedar Key

Calculator

Est. monthly payment
$1,736/mo
Principal & interest$1,382
Property taxes$222
Insurance$132
Down payment20% · $52,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$264,900

$237 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,120 sq ft

Time on market

189 days

Year built

1981

Monthly payment

About $1,736/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,663 annual tax bill, insurance.

Flood zone

Zone VE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byFLORIDA HOMES REALTY & MORTGAGEListing agent: Beth KlausListing data from Stellar MLS, MLS# OM722059.

Keep exploring Florida

Pick up where you left off, or see what else is out there.