

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- MARION OAKS 04
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
16781 SW 20th Court Rd is a 2026-built home in Marion Oaks 04, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,681 square feet of living space. Listed at $319,900 (about $190/sqft), 178 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
READY TO MOVE IN! One or more photo(s) have been virtually staged. Welcome to the Bimini X, a thoughtfully designed 3-bedroom, 2-bathroom home with a 2-car garage and a spacious open-concept floor plan. Tall ceilings, numerous windows, and an 8-foot sliding glass door create a bright and inviting living environment. The main living area features a generous great room with a dedicated dining area that flows into the kitchen. The kitchen offers quartz countertops, solid wood cabinetry with soft-close doors and drawers, upgraded hardware, a large center island, and a convenient walk-in pantry. The laundry room is located just off the kitchen for added convenience. The primary suite provides a comfortable retreat with a spacious walk-in closet and an en-suite bathroom featuring dual sinks, raised-height vanities and toilets, a tiled walk-in shower, and a private water closet. Two additional bedrooms share a Jack-and-Jill bathroom with a tub/shower combination and dual vanities. Additional features include solid-surface flooring throughout, a covered front porch, and an extra-large covered rear lanai, providing additional outdoor living space to enjoy the Florida lifestyle. BUILDER INCENTIVE: Builder will contribute up to $20,000 toward eligible buyer closing costs, prepaids, and/or a mortgage rate buy-down when using a Preferred Lender, subject to builder, lender, loan program, and transaction terms and conditions. This move-in-ready Bimini X offers a functional layout, modern finishes, and desirable indoor and outdoor living spaces. Please check in at the model home located at 5069 SW 109th Loop, just off SW 49th Avenue in Ocala Waterways.
The essentials
At a glance
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$319,900
$190 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,681 sq ft
Time on market
180 days
Year built
2026
Monthly payment
About $1,861/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $396 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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