Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- MOCKINGBIRD RESERVE AT WINDING OAKS
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$129/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
4582 SW 71st Lane Rd is a 2026-built home in Mockingbird Reserve At Winding Oaks, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,816 square feet of living space. Listed at $286,990 (about $158/sqft), 174 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $129 monthly.
Under Construction. Discover the epitome of luxury living in this open concept home. Unleashing a sense of spaciousness, the seamless flow between living, dining and kitchen areas creates an inviting ambiance. The kitchen, a focal point of this design, boasts an island and stainless-steel electric range, microwave and built-in dishwasher, perfect for both everyday living and entertaining on the lanai. The primary bedroom features an ensuite bathroom and walk-in closet. This home is made of all concrete block construction and features our smart home package, “Home is Connected”. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 155 closed home sales in 34474 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$286,990
$158 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,816 sq ft
Time on market
175 days
Year built
2026
Monthly payment
About $2,140/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $129/mo HOA fee.
HOA fee
$129/mo
Managed by Access Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
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