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About this home
12205 N Elkcam Blvd is a home in Lake Gardens Citrus CO Unrec, Dunnellon. Flood zone X,A - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $125 annually.
Build your future home on this stunning 1.06 acre waterfront property surrounded by mature oak trees throughout, offering space, privacy, and a truly serene natural setting. Set along a deep water canal, the property provides direct access to Rush Lake, making it perfect for boating, fishing, kayaking, and year round waterfront enjoyment. Spend your days fishing right from your own backyard with abundant opportunities to catch bass, catfish, and panfish, or head out to the main lake in search of crappie and larger bass. Conveniently located near Lake Rousseau, as well as nearby shopping, dining, and everyday essentials, this property offers a rare combination of natural beauty, accessibility, and true waterfront living. Bring your builder and start planning your custom home today!
The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$74,000
Time on market
172 days
Monthly payment
About $499/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $785 annual tax bill, insurance, and the $125/yr HOA fee.
HOA fee
$125/yr
Managed by Lake Garden Estates.
Flood zone
Zone X,A
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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