13640 SW 115th Ave, photo 1
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Overview

2 bd2 ba1,465 sqft1 car garageTownhouse
TypeTownhouse
HOA$538/mo
Built2006
Lot1,742 sqft
Living area1,465 sqft
Price / sqft$129
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Sunday, Oct 11 · 5:00 PM to 8:00 PM

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Primary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsThermostatWalk-in Closet(s)Private Mailbox

13640 SW 115th Ave is a 2006-built home in Spruce Creek Preserve, Dunnellon. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,465 square feet of living space. Listed at $188,900 (about $129/sqft), 146 days on market. Flood zone A - confirm flood insurance requirements with your lender. HOA runs $538 monthly.

From the listing

Unique opportunity to bring your toothbrush and golf clubs for a turn-key 2 bedroom, 2 bath townhouse on the golf course in a sought after 55+ community. Completely move in ready with new LVP flooring and beautiful furniture. This home is bright land sunny throughout with panoramic views of golf course and golf club house. The kitchen offers plenty of counter space and cabinets, with pantry and stainless steel appliances. Primary bedroom is spacious with sliders out to Florida room and large walk-in closet. updated tile shower and extra storage cabinet in bathroom. The garage is 1 and 1/2 car with space for a golf cart. Additional living area provided from a comfortable Florida room that offers views of the 18th fairway. HVAC 2024, Water Heater 2025, Spruce Creek Community is an active, gated community nestled into 4000 acres of Ross Prairie Nature Preserve giving us a quiet country atmosphere, while still offering lots to do within the community. Lots of fun activities including access to golf course by golf cart, pickleball, tennis, water aerobics, heated pool/hot tub, shuffleboard, corn hole, horseshoes, fitness center, yoga, chair volleyball, billiards, games/cards, crafts, Bingo, bunco, potluck dinners, dances, social/travel groups and more. Less than 5 miles from groceries, pizza, restaurants, shopping, gas, banking, hospitals, doctors and miles of nature trails for biking and hiking. Looking for more Florida fun? There are opportunities for visiting the World Equestrian Center, fishing on the Gulf, Kayaking on the Rainbow River or Silver Springs, Daytona Beaches or swimming with the manatees in Crystal River.

The essentials

Built
2006
Price / sqft
$129
On market
149 days
Annual tax
$2,769
HOA
$538/mo
Flood zone
A
Lot
1,742 sqft
Type
Townhouse

At a glance

Townhouse
Built 2006
Community pool
Fitness center too
1 car garage
1,742 sqft lot
Lot size
1,465 sqft
Living area

Payment

Est. monthly payment
$1,848/mo
Down payment (20%)
$37,780
Property taxes
$231/mo
HOA
$538/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2006
Lot
1,742 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Days on Market
149
Cathedral Ceiling(s)
Ceiling Fans(s)
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Private Mailbox
Rain Gutters
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Flood Zone A
Annual Tax (2025)
$2,769
Parcel #
4076-000-605

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Preserve
County
Marion
MLS Area
34432 - Dunnellon
Lot Size
1,742 sqft
HOA
$538/mo
terry theron

Price history

Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #OM724635
$188,900-2.9%
$129/sqft
5/13/2026
Listed for sale
Source: Stellar MLS #OM724635
$194,500
$133/sqft

Neighborhood

13640 SW 115th Ave
Dunnellon, FL, 34432 · 34432 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $188,900
$188,900
99.5% – 100% of listTops out right at the list price
80% of listList price
11 of the last 21 townhouse or villa closings in Marion County landed at this number or higher (52%). The median one sat 45 days before it went under contract, and this one is on day 149 after a $5,600 cut.

Sample: 21 closed townhouse or villa sales in Marion County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,848/mo
Principal & interest$985
Property taxes$231
Insurance$94
HOA$538
Down payment20% · $37,780
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$188,900

$129 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,465 sq ft

Time on market

149 days

Year built

2006

Monthly payment

About $1,848/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,769 annual tax bill, insurance, and the $538/mo HOA fee.

HOA fee

$538/mo

Managed by terry theron.

Flood zone

Zone A

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX FOXFIRE - HWY200/103 SListing agent: Amy OwListing data from Stellar MLS, MLS# OM724635.

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