Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- ON TOP OF THE WORLD
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$494/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
10731 SW 102nd Ln is a 2026-built home in On Top Of The World, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 2,019 square feet of living space. Listed at $464,845 (about $230/sqft), 15 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.63 monthly.
Situated on a premium corner homesite in On Top of the World, this new construction Ariana model offers the perfect blend of style, comfort, and functionality. Featuring 2 bedrooms, 2 bathrooms, a spacious great room, and a versatile flex room, this thoughtfully designed home provides the flexibility to fit your lifestyle. The open-concept floor plan creates a seamless flow between the living, dining, and kitchen areas, making entertaining effortless and everyday living enjoyable. The flex room can easily serve as a home office, craft room, fitness space, or den, while the split-bedroom layout offers privacy for both homeowners and guests. Retreat to the spacious owner's suite, complete with a private bath and generous closet space. A dedicated laundry suite and a 2-car garage with additional golf cart parking add convenience and practicality to this well-appointed home. Enjoy all the benefits of brand-new construction along with access to the exceptional amenities, recreational opportunities, and active lifestyle that make On Top of the World one of Ocala's most sought-after communities. This beautiful Ariana model is ready for you to make it your own.
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The essentials
At a glance
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 511 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$464,845
$230 per sq ft
Beds and baths
2 beds, 2 baths
Size
2,019 sq ft
Time on market
121 days
Year built
2026
Monthly payment
About $3,182/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $381 annual tax bill, insurance, and the $493.63/mo HOA fee.
HOA fee
$493.63/mo
Managed by Lori Sands.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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