10458 SW 98th Place Rd, photo 1
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Overview

2 bd2 ba1,983 sqft2 car garageSingle Family
TypeSingle Family
HOA$493.63/mo
Built2023
Lot12,632 sqft
Living area1,983 sqft
Price / sqft$179
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPrimary Bedroom Main FloorSmart HomeSolid Surface CountersStone CountersThermostatBuyer Approval Required

10458 SW 98th Place Rd is a 2023-built home in On Top Of The World, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,983 square feet of living space. Listed at $354,000 (about $179/sqft), 127 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.63 monthly.

From the listing

PRICE REDUCED TO SELL!! This beautiful Ariana model is located in the desirable LongLeaf Ridge section of the much sought after 55+ community of On Top of the World. It has a 2-bedroom, 2-bath home with a 2-car garage plus golf cart parking, along with a flex space. On a cul-de-sac and a spacious lot with plenty of privacy behind you. Pavered drive and walkway take you into the home. Once inside you will immediately notice the LVP flooring and wide-open floorplan. The living room features a floor to ceiling stacked stone electric fireplace with remote, tray ceiling and large ceiling fan. The kitchen is a chef's dream with a gas range, granite counter tops, dual toned cabinets and a very large island. Top of the line refrigerator and the island have a bar area with cabinets on both sides for even more storage! Sliders go to your screened in lanai with those private back views. The flex space is the perfect size for an office or hobby room. Primary bedroom with en suite featuring a glass enclosed walk-in shower, private potty area and a double sink quartz vanity. Guests will enjoy a private bedroom filled with natural light, along with a full bath featuring a quartz vanity and tile shower/tub combo. Inside laundry room. The garage has an epoxy coating and plenty of space for a workshop area. Call for your appointment to view today!

The essentials

Built
2023
Price / sqft
$179
On market
127 days
Annual tax
$4,720
HOA
$493.63/mo
Flood zone
X · Low risk
Lot
12,632 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Fitness center too
2 car garage
0.29 acres
Lot size
1,983 sqft
Living area

Payment

Est. monthly payment
$2,910/mo
Down payment (20%)
$70,800
Property taxes
$393/mo
HOA
$493.63/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
12,632 sqft
Cooling
Central Air
Heating
Central, Natural Gas
Parking
-
Days on Market
127
Ceiling Fans(s)
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Solid Surface Counters
Stone Counters
Thermostat
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Park
Pool
Racquetball
Restaurant
Special Community Restrictions
Tennis Court(s)
Dishwasher
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,720
Parcel #
3530-064-071

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Marion
MLS Area
34481 - Ocala
Lot Size
12,632 sqft
HOA
$493.63/mo
Lori Sands

Price history

Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #OM726025
$354,000-5.3%
$179/sqft
6/5/2026
Listed for sale
Source: Stellar MLS #OM726025
$374,000
$189/sqft

Neighborhood

10458 SW 98th Place Rd
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $354,000
$345,000 – $354,000
97.8% – 100% of listTops out right at the list price
80% of listList price
256 of the last 510 home closings in 34481 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 127 after a $20,000 cut.

Sample: 510 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,910/mo
Principal & interest$1,846
Property taxes$393
Insurance$177
HOA$494
Down payment20% · $70,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$354,000

$179 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,983 sq ft

Time on market

127 days

Year built

2023

Monthly payment

About $2,910/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,720 annual tax bill, insurance, and the $493.63/mo HOA fee.

HOA fee

$493.63/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX FOXFIRE - HWY200/103 SListing agent: Bonnie CieslaListing data from Stellar MLS, MLS# OM726025.

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