Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- SILVER SPRINGS SHORES UNIT 21
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
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Builder contract redlines
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11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
18 Hemlock Terrace Trl is a 2026-built home in Silver Springs Shores Unit 21, Ocala. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,240 square feet of living space. Listed at $333,450 (about $149/sqft), 91 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Under Construction. Under Construction. NEW BLOCK AND SLAB CONSTRUCTION HOME WITH A WARRANTY. This 4-2 home is on a .26-acre lot and has stainless appliances in the kitchen along with ceramic tile everywhere in the living areas with soft carpet in the bedrooms. The door leading out to the 14 X 10 covered porch has a mini-blind insert. The spacious master bedroom has a tray ceiling with crown molding and in the master bath, there is a garden tub along with a separate tiled shower. This home also comes with an in-wall pest control system.
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The essentials
At a glance
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$333,450
$149 per sq ft
Beds and baths
4 beds, 2 baths
Size
2,240 sq ft
Time on market
105 days
Year built
2026
Monthly payment
About $1,940/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $410 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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