1410 Elgin St, photo 1
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Overview

3 bd2 ba1,756 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1925
Lot13,499 sqft
Living area1,756 sqft
Price / sqft$225
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Attic VentilatorCeiling Fans(s)Crown MoldingHigh CeilingsPrimary Bedroom Main FloorThermostatWindow TreatmentsGarden

1410 Elgin St is a 1925-built home in Shore Acres, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,756 square feet of living space. Listed at $395,000 (about $225/sqft), 94 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

RARE 1925 HISTORIC HOME • DOUBLE LOT • GUEST SUITE • 2-CAR GARAGE • This isn't another cookie-cutter Florida home. 1410 Elgin Street offers a century of character on an oversized fenced lot. From the inviting covered front porch, step inside to discover original hardwood floors, beautiful woodwork, high ceilings and a working wood-burning fireplace. The home features 3 bedrooms, 2 baths, an updated kitchen with quartz countertops and stainless-steel appliances, formal dining room, and a bright office/sunroom with its own entrance. A private guest suite with separate entrance and bath provides exceptional flexibility for family, visitors or a private home office. Outside, mature trees shade the expansive fenced yard, while the detached 2-car garage and covered carport provide abundant parking, storage and workshop space. Major improvements include updated roof, electrical, plumbing, water heater, central air and heat. Walk or bike to downtown restaurants, coffee shops, farmers market, theaters, parks, scenic lakes, cultural attractions and medical facilities, all while enjoying a residential neighborhood. A one-year home warranty is included. Schedule your private showing today. Lakeland is centrally located between Tampa and Orlando.

The essentials

Built
1925
Price / sqft
$225
On market
94 days
Annual tax
$4,095
Flood zone
X · Low risk
Lot
13,499 sqft
Type
Single Family Residence

At a glance

Single family
Built 1925
2 car garage
0.31 acres
Lot size
1,756 sqft
Living area

Payment

Est. monthly payment
$2,599/mo
Down payment (20%)
$79,000
Property taxes
$341/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1925
Lot
13,499 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
94
Attic Ventilator
Ceiling Fans(s)
Crown Molding
High Ceilings
Primary Bedroom Main Floor
Thermostat
Window Treatments
Garden
Kennel
Street Lights
Dishwasher
Dryer
Microwave
Range
Range Hood
Refrigerator
Tankless Water Heater
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,095
Parcel #
24-28-17-193000-005210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Shore Acres
County
Polk
MLS Area
33801 - Lakeland
Lot Size
13,499 sqft
Historic DistrictCity Limits

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #OM726930
$395,000-5.7%
$225/sqft
-
Price change
Source: Stellar MLS #OM726930
$419,000-6.9%
$239/sqft
7/8/2026
Listed for sale
Source: Stellar MLS #OM726930
$450,000
$256/sqft

Neighborhood

1410 Elgin St
Lakeland, FL, 33801 · 33801 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $395,000
$392,500 – $395,000
99.5% – 100% of listTops out right at the list price
80% of listList price
93 of the last 164 home closings in 33801 landed at this number or higher (57%). The median one sat 27 days before it went under contract, and this one is on day 94 after a $55,000 cut.

Sample: 164 closed home sales in 33801 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,599/mo
Principal & interest$2,060
Property taxes$341
Insurance$198
Down payment20% · $79,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$395,000

$225 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,756 sq ft

Time on market

94 days

Year built

1925

Monthly payment

About $2,599/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,095 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCB/ELLISON RLTY WESTListing agent: Jay GubermanListing data from Stellar MLS, MLS# OM726930.

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