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About this home
1410 Elgin St is a 1925-built home in Shore Acres, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,756 square feet of living space. Listed at $395,000 (about $225/sqft), 94 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
RARE 1925 HISTORIC HOME • DOUBLE LOT • GUEST SUITE • 2-CAR GARAGE • This isn't another cookie-cutter Florida home. 1410 Elgin Street offers a century of character on an oversized fenced lot. From the inviting covered front porch, step inside to discover original hardwood floors, beautiful woodwork, high ceilings and a working wood-burning fireplace. The home features 3 bedrooms, 2 baths, an updated kitchen with quartz countertops and stainless-steel appliances, formal dining room, and a bright office/sunroom with its own entrance. A private guest suite with separate entrance and bath provides exceptional flexibility for family, visitors or a private home office. Outside, mature trees shade the expansive fenced yard, while the detached 2-car garage and covered carport provide abundant parking, storage and workshop space. Major improvements include updated roof, electrical, plumbing, water heater, central air and heat. Walk or bike to downtown restaurants, coffee shops, farmers market, theaters, parks, scenic lakes, cultural attractions and medical facilities, all while enjoying a residential neighborhood. A one-year home warranty is included. Schedule your private showing today. Lakeland is centrally located between Tampa and Orlando.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$395,000
$225 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,756 sq ft
Time on market
94 days
Year built
1925
Monthly payment
About $2,599/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,095 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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