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Overview

3 bd2 ba1,967 sqft2 car garageSingle Family
TypeSingle Family
HOA$493.63/mo
Built2026
Lot9,750 sqft
Living area1,967 sqft
Price / sqft$211
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
ON TOP OF THE WORLD
Type
Single Family Residence

True monthly carry

HOA
~$494/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

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11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

ThermostatTray Ceiling(s)Walk-in Closet(s)Buyer Approval RequiredDeed RestrictionsFitness CenterGated Community - No GuardGolf Carts OK

10355 SW 105th Ter is a 2026-built home in On Top Of The World, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,967 square feet of living space. Listed at $415,375 (about $211/sqft), 1 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.63 monthly.

From the listing

Welcome to the Sunflower, a thoughtfully designed new construction home in Longleaf Ridge at On Top of the World. Blending modern comfort with effortless functionality, this 3-bedroom, 2-bath residence offers a spacious open-concept design that's perfect for both everyday living and entertaining. As you enter, you're welcomed into a bright foyer that leads to an expansive great room, where elegant tray ceilings create an airy, sophisticated atmosphere. The heart of the home is the beautifully designed kitchen, complete with a large center island overlooking the great room and an inviting breakfast area—making it easy to stay connected whether you're hosting guests or enjoying a quiet meal at home. The split-bedroom layout provides added privacy, with the owner's suite tucked away at the rear of the home. Featuring a generous walk-in closet and a spacious en-suite bath, it's the perfect place to relax and recharge. Two additional bedrooms and a full bath are situated on the opposite side of the home, offering comfortable accommodations for family or visitors. Step outside to the covered lanai, an ideal extension of the living space where you can enjoy Florida's beautiful weather year-round. A dedicated laundry suite conveniently located near the garage entrance and an attached 2-car garage add to the home's thoughtful design. Located in the highly desirable Longleaf Ridge neighborhood of On Top of the World, this brand-new Sunflower model offers the perfect opportunity to enjoy resort-style amenities, golf cart-friendly living, and the active lifestyle that has made this community one of Ocala's most sought-after destinations.

The essentials

Built
2026
Price / sqft
$211
On market
105 days
Annual tax
$381
HOA
$493.63/mo
Flood zone
X · Low risk
Lot
9,750 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Fitness center too
2 car garage
9,750 sqft lot
Lot size
1,967 sqft
Living area

Payment

Est. monthly payment
$2,899/mo
Down payment (20%)
$83,075
Property taxes
$32/mo
HOA
$493.63/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
9,750 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
105
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Buyer Approval Required
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Park
Playground
Pool
Racquetball
Tennis Court(s)
Dishwasher
Disposal
Microwave
Range
Refrigerator
Flood Zone x
Annual Tax (2025)
$381
Parcel #
3530-067-145

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Marion
MLS Area
34481 - Ocala
Lot Size
9,750 sqft
HOA
$493.63/mo
Lori Sands

Price history

Date
Event
Price
6/26/2026
Listed for sale
Source: Stellar MLS #OM727339
$415,375
$211/sqft

Neighborhood

10355 SW 105th Ter
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $415,375
$407,500 – $415,375
97.9% – 100% of listTops out right at the list price
80% of listList price
256 of the last 510 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 105.

Sample: 510 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,899/mo
Principal & interest$2,166
Property taxes$32
Insurance$208
HOA$494
Down payment20% · $83,075
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$415,375

$211 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,967 sq ft

Time on market

105 days

Year built

2026

Monthly payment

About $2,899/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $381 annual tax bill, insurance, and the $493.63/mo HOA fee.

HOA fee

$493.63/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byON TOP OF THE WORLD REAL ESTListing agent: Jason TaflingerListing data from Stellar MLS, MLS# OM727339.

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