9256 SW 82nd Ter #E, photo 1
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Overview

2 bd2 ba1,409 sqft2 car garageVilla
TypeVilla
HOA$493.96/mo
Built1988
Lot2,351 sqft
Living area1,409 sqft
Price / sqft$142
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Attic VentilatorCeiling Fans(s)Kitchen/Family Room ComboPrimary Bedroom Main FloorWalk-in Closet(s)Window TreatmentsAssociation Recreation - OwnedBuyer Approval Required

9256 SW 82nd Ter #E is a 1988-built home in On Top Of The World, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,409 square feet of living space. Listed at $199,999 (about $142/sqft), 94 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.96 monthly.

From the listing

MOTIVATED SELLERS WILL REVIEW ALL OFFERS! UPGRADES GALORE & COMPLETELY MOVE-IN READY! Welcome to this beautifully updated Montgomery Model Villa in the highly desirable Friendship Colony neighborhood of On Top of the World, Ocala's premier gated 55+ golf community. Combining modern upgrades with easy, maintenance-friendly living, this spacious 2-bedroom, 2-bath villa with a 2-car garage is ready for you to simply move in and start enjoying Florida's active adult lifestyle. Major improvements provide peace of mind for years to come, including a 2023 HVAC, 2021 ROOF, energy-efficient windows (2011) with transferable warranty, updated plumbing with all water lines relocated to the attic, and an inviting birdcage enclosure perfect for outdoor relaxation. Exceptional curb appeal begins with custom stacked-stone landscaping and a welcoming covered front porch—an ideal spot to enjoy your morning coffee or unwind in the evening while taking in the peaceful, tree-lined street. Inside, you'll appreciate the bright, open floor plan featuring attractive laminate flooring and a solar tube that fills the Great Room with natural light. The thoughtfully designed split-bedroom layout offers privacy for both homeowners and guests. The guest bedroom is conveniently located at the front of the home, adjacent to a beautifully remodeled guest bath featuring a custom tiled step-in shower with glass enclosure, updated vanity, and comfort-height toilet. The private owner's suite is tucked away at the rear of the home and includes a spacious walk-in closet and an updated en-suite bath with a new vanity, glass-enclosed shower, and comfort-height toilet. The heart of this home is the stunning, fully remodeled kitchen! Every cabinet has been replaced with upgraded soft-close cabinetry featuring convenient pan drawers, complemented by a deep sink, brand-new stainless-steel appliances, updated lighting, and abundant storage—creating a space that's as functional as it is beautiful. The kitchen flows seamlessly into the family room, making it perfect for entertaining family and friends. Just beyond, the fully finished Florida Room offers additional year-round living space with no step-down, making it easily accessible and ideal for relaxing, hobbies, or entertaining. Expansive picture windows provide abundant natural light while overlooking the spacious birdcage and patio—perfect for grilling, dining outdoors, or simply enjoying Florida's beautiful weather. If you've been searching for a meticulously updated, truly move-in-ready home with all the major improvements already completed, this exceptional villa offers the carefree lifestyle you've been waiting for in one of Ocala's most sought-after active adult communities. The monthly HOA fee includes basic cable, irrigation water, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 guarded gates and all the amenities that OTOW has to offer; four pools (3 outside (THE SUMMIT is BRAND NEW) & 1 inside), two state of the art fitness centers, pickleball, billiards, archery range, multiple dog parks, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to three shopping centers.

The essentials

Built
1988
Price / sqft
$142
On market
95 days
Annual tax
$2,294
HOA
$493.96/mo
Flood zone
X · Low risk
Lot
2,351 sqft
Type
Villa

At a glance

Villa
Built 1988
Community pool
Fitness center too
2 car garage
Driveway
2,351 sqft lot
Lot size
1,409 sqft
Living area

Payment

Est. monthly payment
$1,828/mo
Down payment (20%)
$40,000
Property taxes
$191/mo
HOA
$493.96/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1988
Lot
2,351 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Driveway, Garage Door Opener, Ground Level, Off Street
Days on Market
95
Attic Ventilator
Ceiling Fans(s)
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Walk-in Closet(s)
Window Treatments
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Park
Playground
Pool
Racquetball
Restaurant
Special Community Restrictions
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,294
Parcel #
3530-2074-05

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Marion
MLS Area
34481 - Ocala
Lot Size
2,351 sqft
LandscapedLevelNear Golf CoursePaved
HOA
$493.96/mo
Lori Sands

Price history

Date
Event
Price
8/30/2026
Price change
Source: Stellar MLS #OM727883
$199,999-4.7%
$142/sqft
7/6/2026
Listed for sale
Source: Stellar MLS #OM727883
$209,900
$149/sqft

Neighborhood

9256 SW 82nd Ter #E
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $199,999
$192,500 – $199,999
95.8% – 100% of listTops out right at the list price
80% of listList price
44 of the last 86 townhouse or villa closings in 34481 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 95 after a $9,901 cut.

Sample: 86 closed townhouse or villa sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,828/mo
Principal & interest$1,043
Property taxes$191
Insurance$100
HOA$494
Down payment20% · $40,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,999

$142 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,409 sq ft

Time on market

95 days

Year built

1988

Monthly payment

About $1,828/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,294 annual tax bill, insurance, and the $493.96/mo HOA fee.

HOA fee

$493.96/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX FOXFIRE - HWY200/103 SListing agent: Patti DotyListing data from Stellar MLS, MLS# OM727883.

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