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Overview

3 bd2 ba1,861 sqft2 car garageSingle Family
TypeSingle Family
HOA$14/mo
Built1988
Lot13,504 sqft
Living area1,861 sqft
Price / sqft$145
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)CooktopRange

306 Oak Track Radl is a 1988-built home in Silver Spgs Shores Un 28, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,861 square feet of living space. Listed at $269,000 (about $145/sqft), 66 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $14 monthly.

From the listing

Welcome to the home you've been waiting for! Nestled on an oversized .31-acre lot in the highly desirable Silver Springs Shores area of Ocala, this beautifully updated 3-bedroom, 2-bathroom home offers the perfect combination of comfort, space, and modern style. From the moment you arrive, you'll appreciate the inviting curb appeal and warm atmosphere that make this property feel like home. Step inside to discover 1,861 square feet of thoughtfully designed living space filled with natural light and an open, welcoming layout that's perfect for both everyday living and entertaining. The spacious living room provides the ideal setting for cozy movie nights or hosting family and friends, while the formal dining room is ready for holiday gatherings and memorable dinners. At the heart of the home is a beautifully appointed kitchen featuring granite countertops, stainless steel appliances, abundant cabinetry, and generous counter space, making meal preparation a pleasure whether you're cooking for two or entertaining a crowd. The adjoining breakfast area creates the perfect spot to enjoy your morning coffee while planning the day ahead. When it's time to unwind, escape to the spacious primary suite, designed as your own private retreat. Enjoy walk-in closets and a luxurious en-suite bathroom complete with dual granite vanities, a relaxing soaking tub, and an oversized dual walk-in shower that brings a spa-like feel to your daily routine.Need extra space? The fully enclosed bonus room offers incredible flexibility and can easily serve as a home office, media room, playroom, fitness area, or guest retreat—tailored to fit your lifestyle. This home has been lovingly maintained and offers valuable updates for added peace of mind, including new A/C ductwork (2020) and a newer A/C system (2023), providing year-round comfort and efficiency. Step outside and imagine all the possibilities in your expansive backyard. With plenty of room to add a pool, create a beautiful garden, build an outdoor kitchen, or simply enjoy evenings under the Florida sky, this outdoor space is ready to become your personal oasis. Located within the desirable Lake Joy community, residents enjoy access to nearby parks and scenic ponds perfect for fishing, relaxing, and enjoying the outdoors—all while benefiting from an incredibly low HOA fee of just $14/ month. You'll also love the convenience of being just minutes from shopping, dining, schools, medical facilities, and everything you need just right around the corner.

The essentials

Built
1988
Price / sqft
$145
On market
79 days
Annual tax
$4,397
HOA
$14/mo
Flood zone
X · Low risk
Lot
13,504 sqft
Type
Single Family Residence

At a glance

Single family
Built 1988
2 car garage
0.31 acres
Lot size
1,861 sqft
Living area

Payment

Est. monthly payment
$1,918/mo
Down payment (20%)
$53,800
Property taxes
$366/mo
HOA
$14/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1988
Lot
13,504 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
79
Ceiling Fans(s)
Cooktop
Range
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,397
Parcel #
9028-0845-18

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silver Spgs Shores Un 28
County
Marion
MLS Area
34472 - Ocala
Lot Size
13,504 sqft
HOA
$14/mo
Michelle Santana

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #OM729011
$269,000-1.4%
$145/sqft
-
Price change
Source: Stellar MLS #OM729011
$272,900-0.8%
$147/sqft
7/22/2026
Listed for sale
Source: Stellar MLS #OM729011
$274,999
$148/sqft

Neighborhood

306 Oak Track Radl
Ocala, FL, 34472 · 34472 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $269,000
$267,500 – $269,000
99.5% – 100% of listTops out right at the list price
80% of listList price
223 of the last 354 home closings in 34472 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 79 after a $5,999 cut.

Sample: 354 closed home sales in 34472 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,918/mo
Principal & interest$1,403
Property taxes$366
Insurance$135
HOA$14
Down payment20% · $53,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$269,000

$145 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,861 sq ft

Time on market

79 days

Year built

1988

Monthly payment

About $1,918/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,397 annual tax bill, insurance, and the $14/mo HOA fee.

HOA fee

$14/mo

Managed by Michelle Santana.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Josue MolinariListing data from Stellar MLS, MLS# OM729011.

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