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Overview

3 bd2 ba2,658 sqft2 car garageSingle Family
TypeSingle Family
HOA$366/mo
Built2019
Lot12,197 sqft
Living area2,658 sqft
Price / sqft$175
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanSplit BedroomStone CountersThermostatWalk-in Closet(s)Rain GuttersBuilt-in Oven

8878 SW 85th Loop is a 2019-built home in Candler Hills West Pod Q, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,658 square feet of living space. Listed at $465,000 (about $175/sqft), 54 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $366 monthly.

From the listing

MODEL-HOME APPEAL | RESORT-STYLE LIFESTYLE | ASSUMABLE VA LOAN | TRANSFERRABLE GOLF MEMBERSHIP | 3 BEDROOMS PLUS STUDY DEN | Welcome to this beautifully designed and meticulously maintained 3-bedroom, 2-bath home with a well-appointed STUDY/DEN in the highly sought-after community of ON TOP OF THE WORLD. From the moment you arrive, lush landscaping and impressive curb appeal set the tone for the exceptional home within. A flowing, thoughtfully designed floor plan showcases refined finishes and elevated details throughout, creating a true model-home feel. Elegant CROWN MOLDING adds timeless sophistication, while the expansive 10x31 ENCLOSED LANAI provides approximately 310 SF OF ADDITIONAL LIVING SPACE—perfect for entertaining, relaxing, or enjoying your morning coffee. At the heart of the home, the gourmet kitchen is sure to impress, featuring a STAINLESS APPLIANCE package, OVERSIZED CENTER ISLAND, beautiful QUARTZ COUNTERTOPS, GAS COOKTOP, BUILT-IN WALL OVEN and CONVECTION MICROWAVE, rich WOOD cabinetry, with SOFT-CLOSE drawers and doors, and ABUNDANT PREP SPACE. The spacious OWNER'S SUITE offers a LUXURIOUS RETREAT with dual walk-in closets and a spa-inspired ensuite featuring a beautiful Roman shower and expansive vanity with generous storage. The OVERSIZED 3RD BEDROOM offers flexibility for guests, hobbies, media, or a private retreat. An exceptionally large laundry room provides valuable storage and organization space. Beyond the home, enjoy the unparalleled amenities of On Top of the World, including championship golf, multiple clubhouses, state-of-the-art fitness centers, resort-style pools, tennis, pickleball, dining, and an incredible array of clubs and activities. Conveniently located near shopping, restaurants, medical facilities, and everyday conveniences, this premier Ocala community offers an exceptional blend of elegance, recreation, and carefree Florida living. **ADDING EVEN MORE APPEAL, a qualified buyer may have the rare opportunity to assume the seller’s VA loan with a low interest rate (2.25)—an exceptional financing benefit in today’s market and the Seller has also paid for OTOW Golfing Membership through December and it can be transferred to the owner ***

The essentials

Built
2019
Price / sqft
$175
On market
76 days
Annual tax
$6,932
HOA
$366/mo
Flood zone
X · Low risk
Lot
12,197 sqft
Type
Single Family Residence

At a glance

Single family
Built 2019
2 car garage
0.28 acres
Lot size
2,658 sqft
Living area

Payment

Est. monthly payment
$3,601/mo
Down payment (20%)
$93,000
Property taxes
$578/mo
HOA
$366/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2019
Lot
12,197 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Days on Market
76
Ceiling Fans(s)
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Rain Gutters
Built-in Oven
Dishwasher
Microwave
Range
Range Hood
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,932
Parcel #
3531-1700-43

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Candler Hills West Pod Q
County
Marion
MLS Area
34481 - Ocala
Lot Size
12,197 sqft
LandscapedLevelPaved
HOA
$366/mo
LORI SANDS

Price history

Date
Event
Price
8/19/2026
Price change
Source: Stellar MLS #OM729204
$465,000-5.1%
$175/sqft
7/25/2026
Listed for sale
Source: Stellar MLS #OM729204
$490,000
$184/sqft

Neighborhood

8878 SW 85th Loop
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $465,000
$455,000 – $465,000
97.9% – 100% of listTops out right at the list price
80% of listList price
256 of the last 510 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 76 after a $25,000 cut.

Sample: 510 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,601/mo
Principal & interest$2,425
Property taxes$578
Insurance$233
HOA$366
Down payment20% · $93,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$465,000

$175 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,658 sq ft

Time on market

76 days

Year built

2019

Monthly payment

About $3,601/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,932 annual tax bill, insurance, and the $366/mo HOA fee.

HOA fee

$366/mo

Managed by LORI SANDS.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER VANGUARD LIFESTYLE REALTYListing agent: Dionne PeaceListing data from Stellar MLS, MLS# OM729204.

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