Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- OAKS PRESERVE
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$72/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
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11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
5434 SW 55th Ter is a 2026-built home in Oaks Preserve, Gainesville. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,662 square feet of living space. Listed at $444,990 (about $167/sqft), 71 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $72 monthly.
Under Construction. This 2 story home features a well-appointed kitchen that overlooks the living and dining areas and flows outdoors to a covered lanai. The flex space at the front of the home and a guest room and full bath off the living area complete the first floor. Upstairs, Bedroom 1 is complete with an ensuite bathroom and offers tons of space. Two additional bedrooms, a second full bath, and a laundry room surround a large bonus room, perfect for work or for play. This home comes with an installed range, microwave, and built-in dishwasher. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$444,990
$167 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,662 sq ft
Time on market
71 days
Year built
2026
Monthly payment
About $3,190/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $72/mo HOA fee.
HOA fee
$72/mo
Managed by Access Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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