706 Moray Dr, photo 1
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Overview

4 bd3 ba1,921 sqft1 car garageTownhouse
TypeTownhouse
HOA$291/mo
Built1990
Lot3,640 sqft
Living area1,921 sqft
Price / sqft$117
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboPrimary Bedroom Main FloorWalk-in Closet(s)Window TreatmentsSidewalk

706 Moray Dr is a 1990-built home in Windermere Ph 01, Inverness. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,921 square feet of living space. Listed at $225,000 (about $117/sqft), 61 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $291 monthly.

From the listing

PRICE IMPROVEMENT SELLER IS MOTIVATED, BRING OFFERS Welcome to this spacious 4-bedroom, 2½-bath two-story villa located in the highly desirable Windermere community in Inverness, Florida. Offering approximately 2,316 total square feet, this home provides plenty of room for comfortable living, entertaining, and relaxing. The thoughtfully designed floor plan features two bedrooms and a full bathroom upstairs, while the primary suite and an additional bedroom are conveniently located on the first floor, providing flexibility for guests, family, or a home office. The home boasts a huge living area with soaring ceilings, creating an open and impressive atmosphere. The eat-in kitchen offers a comfortable dining area along with a breakfast bar, making it a great gathering space for everyday meals or entertaining. Step outside to the enclosed back porch, an ideal spot to enjoy your morning coffee or unwind at the end of the day. A small concrete patio provides additional outdoor space. Located in a beautiful, established neighborhood with a community clubhouse and pool, Windermere offers a wonderful lifestyle with plenty of activities and amenities nearby. There is a private gazebo/boat dock where residents can fish from or even put a kayak in on the lakes. There’s also a first come first serve storage area for boats, etc..Enjoy being within walking distance of the Inverness Chain of Lakes and the Withlacoochee State Trail, perfect for enjoying the outdoors, walking, biking, and taking in the natural beauty of the area. Just one mile from downtown Inverness, you'll have convenient access to the charming Inverness Depot which has farmers markets, events, and live music. Also, plenty of restaurants, shopping, hospital, schools, and numerous other amenities. Whether you're looking for a full-time residence, seasonal home, or investment opportunity, this villa offers an excellent combination of space, location, and community. Come see all that this wonderful Windermere home and Inverness lifestyle have to offer!

The essentials

Built
1990
Price / sqft
$117
On market
61 days
Annual tax
$1,326
HOA
$291/mo
Flood zone
X · Low risk
Lot
3,640 sqft
Type
Townhouse

At a glance

Townhouse
Built 1990
Community pool
Shared amenity
1 car garage
3,640 sqft lot
Lot size
1,921 sqft
Living area

Payment

Est. monthly payment
$1,687/mo
Down payment (20%)
$45,000
Property taxes
$111/mo
HOA
$291/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1990
Lot
3,640 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
61
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Walk-in Closet(s)
Window Treatments
Sidewalk
Clubhouse
Community Mailbox
Deed Restrictions
Pool
Dishwasher
Electric Water Heater
Range
Elementary
Inverness Primary School
Middle
Inverness Middle School
High
Citrus High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,326
Parcel #
20E-19S-07-0070-000H0-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Windermere Ph 01
County
Citrus
MLS Area
34453 - Inverness
Lot Size
3,640 sqft
HOA
$291/mo
Ron Thorpe (President)/

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #OM730153
$225,000-4.6%
$117/sqft
-
Price change
Source: Stellar MLS #OM730153
$235,900-4.1%
$123/sqft
8/10/2026
Listed for sale
Source: Stellar MLS #OM730153
$245,900
$128/sqft

Neighborhood

706 Moray Dr
Inverness, FL, 34453 · 34453 - Inverness

Calculator

Est. monthly payment
$1,687/mo
Principal & interest$1,173
Property taxes$111
Insurance$113
HOA$291
Down payment20% · $45,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$225,000

$117 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,921 sq ft

Time on market

61 days

Year built

1990

Monthly payment

About $1,687/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,326 annual tax bill, insurance, and the $291/mo HOA fee.

HOA fee

$291/mo

Managed by Ron Thorpe (President)/.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered bySELLSTATE NGR-INVERNESSListing agent: Desiree GrinerListing data from Stellar MLS, MLS# OM730153.

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